FNB (FIDS) Gross Loan: $0.00 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FIDS FNB Inc FIDS
63 GF Score
Price $29.92
GF Value $22.60
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is FNB Gross Loan?

FNB FIDS 63 Gross Loan is $0.00 Mil as of Dec. 2025. GuruFocus rates FIDS with a GF Score™ of 63/100 and a GF Value™ of $22.60 (Significantly Overvalued). The stock has 5 warning signs investors should review.

FNB's Gross Loan for the quarter that ended in Dec. 2025 was $0.00 Mil.

FNB Gross Loan Historical Data

* Premium members only.

The historical data trend for FNB's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FNB Gross Loan Chart

FNB Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FNB Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
FIDS
63GF Score
FNB Inc FIDS
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FNB Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $0.00 Mil mean?
FNB (FIDS) has a Gross Loan of $0.00 Mil as of Dec. 2025. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on FNB and its competitors.
Is FNB's Gross Loan too high?
FNB's current Gross Loan is $0.00 Mil. Overall, FNB has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FNB's Gross Loan compare to MSBB and LOGN?
FNB's Gross Loan of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on FNB and its competitors. FNB's current Gross Loan is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FNB stock overvalued right now?
Based on GuruFocus' analysis, FNB (FIDS) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.60, compared to a current price of $29.92 — trading 32.4% above its estimated fair value. The current Gross Loan is $0.00 Mil. FNB's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For FNB (FIDS), the current Gross Loan is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FNB (FIDS) Overvalued in 2026?

Based on GuruFocus' analysis, FNB stock appears to be overvalued. The current stock price of $29.92 is trading 32.4% above its estimated GF Value™ of $22.60. GuruFocus considers FNB to be Significantly Overvalued.

Key valuation signals for FIDS:

  • Gross Loan: $0.00 Mil
  • GF Value™: $22.60 vs. price of $29.92 (32.4% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the FIDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FNB Business Description

Address 105 Grant Street, PO Box No. 31, Dennison, OH, USA, 44621
FNB Inc is a bank holding company. The Company, through its subsidiaries, provides banking products and services. The company has the following segments: Commercial Real Estate, Commercial and Industrial, Other Commercial, Installments, and Other segments, with the majority of revenue from Commercial Real Estate.
63GF Score

Get the complete analysis for FIDS

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.92
Price
$22.60
GF Value