Isabella Bank (FRA:358) Beginning Cash Position: €26.04 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:358 Isabella Bank Corp FRA:358
64 GF Score
Price €30.60
GF Value €21.95
! 3 Warning Signs
View Full Analysis

What is Isabella Bank Beginning Cash Position?

Isabella Bank FRA:358 -1.92% 64 Beginning Cash Position is €26.04 Mil as of Mar. 2026. GuruFocus rates FRA:358 with a GF Score™ of 64/100 and a GF Value™ of €21.95. The stock has 3 warning signs investors should review.

Isabella Bank's Beginning Cash Position for the quarter that ended in Mar. 2026 was €26.04 Mil.

Isabella Bank's quarterly Beginning Cash Position increased from Sep. 2025 (€108.55 Mil) to Dec. 2025 (€161.30 Mil) but then declined from Dec. 2025 (€161.30 Mil) to Mar. 2026 (€26.04 Mil).

Isabella Bank's annual Beginning Cash Position declined from Dec. 2023 (€38.92 Mil) to Dec. 2024 (€33.67 Mil) and declined from Dec. 2024 (€33.67 Mil) to Dec. 2025 (€24.54 Mil).


Isabella Bank Beginning Cash Position Related Terms


Isabella Bank Beginning Cash Position Historical Data

* Premium members only.

The historical data trend for Isabella Bank's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Isabella Bank Beginning Cash Position Chart

Isabella Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 246.64 105.33 38.92 33.67 24.54

Isabella Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.54 69.18 108.55 161.30 26.04
FRA:358
64GF Score
Isabella Bank Corp FRA:358
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Isabella Bank Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of €26.04 Mil mean?
Isabella Bank (FRA:358) has a Beginning Cash Position of €26.04 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Isabella Bank and its competitors.
Is Isabella Bank's Beginning Cash Position too high?
Isabella Bank's current Beginning Cash Position is €26.04 Mil. Overall, Isabella Bank has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Isabella Bank's Beginning Cash Position compare to ?
Isabella Bank's Beginning Cash Position of €26.04 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Isabella Bank and its competitors. Isabella Bank's current Beginning Cash Position is €26.04 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isabella Bank stock overvalued right now?
Isabella Bank (FRA:358) has a current Beginning Cash Position of €26.04 Mil. The stock's GF Value™ is €21.95, compared to a current price of €30.60 — trading 39.4% above its estimated fair value. The current Beginning Cash Position is €26.04 Mil. Isabella Bank's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Isabella Bank (FRA:358), the current Beginning Cash Position is €26.04 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Isabella Bank (FRA:358) Overvalued in 2026?

Based on GuruFocus' analysis, Isabella Bank stock appears to be overvalued. The current stock price of €30.60 is trading 39.4% above its estimated GF Value™ of €21.95.

Key valuation signals for FRA:358:

  • Beginning Cash Position: €26.04 Mil
  • GF Value™: €21.95 vs. price of €30.60 (39.4% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the FRA:358 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Isabella Bank Business Description

Comparable Companies
Other Exchanges ISBA:USA
Address 401 North Main Street, Mount Pleasant, MI, USA, 48858
Isabella Bank Corp is a U.S based financial service holding company. It offers banking services to businesses, institutions, and individuals. The company's lending activities include loans made according to commercial and agricultural operating and real estate purposes, residential real estate loans, and consumer loans. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, electronic bill pay services and automated teller machines. It also offers full-service trust and brokerage services.
64GF Score

Get the complete analysis for FRA:358

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€30.60
Price
€21.95
GF Value