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Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.
Isabella Bank's operating assets for the quarter that ended in Mar. 2026 was €1,771.09 Mil. Isabella Bank's operating liabilities for the quarter that ended in Mar. 2026 was €1,874.93 Mil. Isabella Bank's Total Assets for the quarter that ended in Dec. 2025 was €2,209.45 Mil. Therefore, Isabella Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.05.
Isabella Bank Scaled Net Operating Assets Related Terms
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Scaled Net Operating Assets of -0.05 mean?
Isabella Bank (FRA:358) has a Scaled Net Operating Assets of -0.05 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Isabella Bank and its competitors.
Is Isabella Bank's Scaled Net Operating Assets too high?
Isabella Bank's current Scaled Net Operating Assets is -0.05. Overall, Isabella Bank has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Isabella Bank's Scaled Net Operating Assets compare to ?
Isabella Bank's Scaled Net Operating Assets of -0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Isabella Bank and its competitors. Isabella Bank's current Scaled Net Operating Assets is -0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isabella Bank stock overvalued right now?
Isabella Bank (FRA:358) has a current Scaled Net Operating Assets of -0.05. The stock's GF Value™ is €21.95, compared to a current price of €30.60 — trading 39.4% above its estimated fair value. The current Scaled Net Operating Assets is -0.05. Isabella Bank's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Isabella Bank (FRA:358), the current Scaled Net Operating Assets is -0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Isabella Bank (FRA:358) Overvalued in 2026?
Based on GuruFocus' analysis, Isabella Bank stock appears to be overvalued.
The current stock price of €30.60 is trading 39.4% above its estimated GF Value™ of €21.95.
Key valuation signals for FRA:358:
Scaled Net Operating Assets: -0.05
GF Value™: €21.95 vs. price of €30.60 (39.4% above fair value)
No single metric tells the full story. See the FRA:358 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Isabella Bank Corp is a U.S based financial service holding company. It offers banking services to businesses, institutions, and individuals. The company's lending activities include loans made according to commercial and agricultural operating and real estate purposes, residential real estate loans, and consumer loans. Deposit services offered include checking accounts, savings accounts, certificates of deposit, direct deposits, cash management services, mobile and internet banking, electronic bill pay services and automated teller machines. It also offers full-service trust and brokerage services.
64GF Score
Get the complete analysis for FRA:358
Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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