XTM (FRA:7XT) Beginning Cash Position: €0.04 Mil (As of Sep. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:7XT XTM Inc FRA:7XT
10 GF Score
Price €0.00
GF Value €0.06
! 6 Warning Signs
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What is XTM Beginning Cash Position?

XTM FRA:7XT 10 Beginning Cash Position is €0.04 Mil as of Sep. 2025. GuruFocus rates FRA:7XT with a GF Score™ of 10/100 and a GF Value™ of €0.06. The stock has 6 warning signs investors should review.

XTM's Beginning Cash Position for the quarter that ended in Sep. 2025 was €0.04 Mil.

XTM's quarterly Beginning Cash Position increased from Mar. 2025 (€0.04 Mil) to Jun. 2025 (€0.08 Mil) but then declined from Jun. 2025 (€0.08 Mil) to Sep. 2025 (€0.04 Mil).

XTM's annual Beginning Cash Position declined from Dec. 2022 (€5.83 Mil) to Dec. 2023 (€1.84 Mil) and declined from Dec. 2023 (€1.84 Mil) to Dec. 2024 (€0.06 Mil).

XTM Beginning Cash Position Related Terms

XTM Beginning Cash Position Historical Data

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The historical data trend for XTM's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XTM Beginning Cash Position Chart

XTM Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Beginning Cash Position
Get a 7-Day Free Trial 0.00 0.20 5.83 1.84 0.06

XTM Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.02 0.04 0.08 0.04
FRA:7XT
10GF Score
XTM Inc FRA:7XT
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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XTM Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of €0.04 Mil mean?
XTM (FRA:7XT) has a Beginning Cash Position of €0.04 Mil as of Sep. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on XTM and its competitors.
Is XTM's Beginning Cash Position too high?
XTM's current Beginning Cash Position is €0.04 Mil. Overall, XTM has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does XTM's Beginning Cash Position compare to FRQN and GTCH?
XTM's Beginning Cash Position of €0.04 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Software company?
A good Beginning Cash Position depends on the Software industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on XTM and its competitors. XTM's current Beginning Cash Position is €0.04 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XTM stock overvalued right now?
XTM (FRA:7XT) has a current Beginning Cash Position of €0.04 Mil. The stock's GF Value™ is €0.06, compared to a current price of €0.00 — trading 93% below its estimated fair value. The current Beginning Cash Position is €0.04 Mil. XTM's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For XTM (FRA:7XT), the current Beginning Cash Position is €0.04 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is XTM (FRA:7XT) Overvalued in 2026?

Based on GuruFocus' analysis, XTM stock appears to be undervalued. The current stock price of €0.00 is trading 93% below its estimated GF Value™ of €0.06.

Key valuation signals for FRA:7XT:

  • Beginning Cash Position: €0.04 Mil
  • GF Value™: €0.06 vs. price of €0.00 (93% below fair value)
  • GF Score™: 10/100 with 6 warning signs

No single metric tells the full story. See the FRA:7XT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

XTM Business Description

Other Exchanges XTMIF:USA
Address 67 Mowat Avenue, Suite 437, Toronto, ON, CAN, M6K 1E3
XTM Inc is a fintech innovator with offices in Toronto and Miami. Through its AnyDay platform XTM delivers instant pay and Earned Wage Access solutions to restaurants, hospitality, personal care, and staffing sectors. The company was founded in the cloud-banking space to further support businesses to inspire their workforce in the hospitality, personal care and services staffing industries, the company provides on-demand pay for many large brands, including Earls, Maple Leaf Sports & Entertainment, Cactus Club, Marriott Hotels and Live Nation.
10GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.00
Price
€0.06
GF Value