Dr.Finance (WAR:DRF) Beginning Cash Position: zł0.10 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:DRF Dr.Finance SA WAR:DRF
43 GF Score
Price zł0.98
GF Value zł0.62
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Dr.Finance Beginning Cash Position?

Dr.Finance WAR:DRF -5.77% 43 Beginning Cash Position is zł0.10 Mil as of Mar. 2026. GuruFocus rates WAR:DRF with a GF Score™ of 43/100 and a GF Value™ of zł0.62 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Dr.Finance's Beginning Cash Position for the quarter that ended in Mar. 2026 was zł0.10 Mil.

Dr.Finance's quarterly Beginning Cash Position declined from Sep. 2025 (zł0.40 Mil) to Dec. 2025 (zł0.19 Mil) and declined from Dec. 2025 (zł0.19 Mil) to Mar. 2026 (zł0.10 Mil).

Dr.Finance's annual Beginning Cash Position declined from Dec. 2023 (zł0.37 Mil) to Dec. 2024 (zł0.17 Mil) but then increased from Dec. 2024 (zł0.17 Mil) to Dec. 2025 (zł0.29 Mil).

Dr.Finance Beginning Cash Position Related Terms

Dr.Finance Beginning Cash Position Historical Data

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The historical data trend for Dr.Finance's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dr.Finance Beginning Cash Position Chart

Dr.Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.57 0.64 0.37 0.17 0.29

Dr.Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.22 0.40 0.19 0.10
WAR:DRF
43GF Score
Dr.Finance SA WAR:DRF
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Dr.Finance Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of zł0.10 Mil mean?
Dr.Finance (WAR:DRF) has a Beginning Cash Position of zł0.10 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Dr.Finance and its competitors.
Is Dr.Finance's Beginning Cash Position too high?
Dr.Finance's current Beginning Cash Position is zł0.10 Mil. Overall, Dr.Finance has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dr.Finance's Beginning Cash Position compare to V and MA?
Dr.Finance's Beginning Cash Position of zł0.10 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Credit Services company?
A good Beginning Cash Position depends on the Credit Services industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Dr.Finance and its competitors. Dr.Finance's current Beginning Cash Position is zł0.10 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dr.Finance stock overvalued right now?
Based on GuruFocus' analysis, Dr.Finance (WAR:DRF) is currently considered Significantly Overvalued. The stock's GF Value™ is zł0.62, compared to a current price of zł0.98 — trading 58.1% above its estimated fair value. The current Beginning Cash Position is zł0.10 Mil. Dr.Finance's overall GF Score™ is 43/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Dr.Finance (WAR:DRF), the current Beginning Cash Position is zł0.10 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dr.Finance (WAR:DRF) Overvalued in 2026?

Based on GuruFocus' analysis, Dr.Finance stock appears to be overvalued. The current stock price of zł0.98 is trading 58.1% above its estimated GF Value™ of zł0.62. GuruFocus considers Dr.Finance to be Significantly Overvalued.

Key valuation signals for WAR:DRF:

  • Beginning Cash Position: zł0.10 Mil
  • GF Value™: zł0.62 vs. price of zł0.98 (58.1% above fair value)
  • GF Score™: 43/100 with 3 warning signs

No single metric tells the full story. See the WAR:DRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Dr.Finance Business Description

Address ul. Braniborska 65/12, Wroclaw, POL, 53-680
Dr.Finance SA is a financial intermediary in the sale of loans and other financial products. It operates in the business of Working capital loans, Investment loans, Leasing, and Factoring.
43GF Score

Get the complete analysis for WAR:DRF

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.98
Price
zł0.62
GF Value