Dr.Finance (WAR:DRF) Cyclically Adjusted Revenue per Share: zł2.61 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:DRF Dr.Finance SA WAR:DRF
44 GF Score
Price zł1.09
GF Value zł0.62
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Dr.Finance Cyclically Adjusted Revenue per Share?

Dr.Finance WAR:DRF -4.39% 44 Cyclically Adjusted Revenue per Share is zł2.61 as of Mar. 2026. GuruFocus rates WAR:DRF with a GF Score™ of 44/100 and a GF Value™ of zł0.62 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Dr.Finance's adjusted revenue per share for the three months ended in Mar. 2026 was zł0.003. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is zł2.61 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Dr.Finance's average Cyclically Adjusted Revenue Growth Rate was -100.00% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was -1.10% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was -0.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Dr.Finance was -0.50% per year. The lowest was -4.90% per year. And the median was -2.10% per year.

As of today (2026-07-16), Dr.Finance's current stock price is zł1.09. Dr.Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was zł2.61. Dr.Finance's Cyclically Adjusted PS Ratio of today is 0.42.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Dr.Finance was 1.33. The lowest was 0.07. And the median was 0.29.


Dr.Finance  (WAR:DRF) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Dr.Finance's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=1.09/2.61
=0.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Dr.Finance was 1.33. The lowest was 0.07. And the median was 0.29.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Dr.Finance Cyclically Adjusted Revenue per Share Related Terms


Dr.Finance Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Dr.Finance's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dr.Finance Cyclically Adjusted Revenue per Share Chart

Dr.Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.57 2.69 2.44 2.53 2.60

Dr.Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.59 2.62 2.64 2.60 2.61

WAR:DRF vs V, MA, AXP: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Dr.Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dr.Finance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dr.Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Dr.Finance's Cyclically Adjusted PS Ratio falls into.


WAR:DRF
44GF Score
Dr.Finance SA WAR:DRF
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dr.Finance Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dr.Finance's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.003/163.0700*163.0700
=0.003

Current CPI (Mar. 2026) = 163.0700.

Dr.Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.380 99.552 0.622
201609 0.367 99.064 0.604
201612 0.397 100.366 0.645
201703 0.412 101.018 0.665
201706 0.345 101.180 0.556
201709 0.352 101.343 0.566
201712 0.286 102.564 0.455
201803 0.284 102.564 0.452
201806 0.350 103.378 0.552
201809 0.347 103.378 0.547
201812 0.367 103.785 0.577
201903 0.443 104.274 0.693
201906 0.520 105.983 0.800
201909 0.546 105.983 0.840
201912 0.459 107.123 0.699
202003 0.479 109.076 0.716
202006 0.550 109.402 0.820
202009 0.520 109.320 0.776
202012 0.557 109.565 0.829
202103 0.517 112.658 0.748
202106 0.795 113.960 1.138
202109 0.933 115.588 1.316
202112 0.894 119.088 1.224
202203 0.793 125.031 1.034
202206 0.569 131.705 0.705
202209 0.408 135.531 0.491
202212 0.227 139.113 0.266
202303 0.201 145.950 0.225
202306 0.329 147.009 0.365
202309 0.407 146.113 0.454
202312 0.744 147.741 0.821
202403 0.805 149.044 0.881
202406 0.627 150.997 0.677
202409 0.688 153.439 0.731
202412 0.654 154.660 0.690
202503 0.565 157.021 0.587
202506 0.641 157.509 0.664
202509 0.639 158.000 0.660
202512 0.052 158.320 0.054
202603 0.003 163.070 0.003

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of zł2.61 mean?
Dr.Finance (WAR:DRF) has a Cyclically Adjusted Revenue per Share of zł2.61 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Dr.Finance and its competitors.
Is Dr.Finance's Cyclically Adjusted Revenue per Share too high?
Dr.Finance's current Cyclically Adjusted Revenue per Share is zł2.61. Overall, Dr.Finance has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dr.Finance's Cyclically Adjusted Revenue per Share compare to V and MA?
Dr.Finance's Cyclically Adjusted Revenue per Share of zł2.61 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Dr.Finance and its competitors. Dr.Finance's current Cyclically Adjusted Revenue per Share is zł2.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dr.Finance stock overvalued right now?
Based on GuruFocus' analysis, Dr.Finance (WAR:DRF) is currently considered Significantly Overvalued. The stock's GF Value™ is zł0.62, compared to a current price of zł1.09 — trading 75.8% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is zł2.61. Dr.Finance's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Dr.Finance (WAR:DRF), the current Cyclically Adjusted Revenue per Share is zł2.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dr.Finance (WAR:DRF) Overvalued in 2026?

Based on GuruFocus' analysis, Dr.Finance stock appears to be overvalued. The current stock price of zł1.09 is trading 75.8% above its estimated GF Value™ of zł0.62. GuruFocus considers Dr.Finance to be Significantly Overvalued.

Key valuation signals for WAR:DRF:

  • Cyclically Adjusted Revenue per Share: zł2.61
  • GF Value™: zł0.62 vs. price of zł1.09 (75.8% above fair value)
  • GF Score™: 44/100 with 3 warning signs

No single metric tells the full story. See the WAR:DRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dr.Finance Business Description

Address ul. Braniborska 65/12, Wroclaw, POL, 53-680
Dr.Finance SA is a financial intermediary in the sale of loans and other financial products. It operates in the business of Working capital loans, Investment loans, Leasing, and Factoring.
44GF Score

Get the complete analysis for WAR:DRF

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1.09
Price
zł0.62
GF Value