ASFZ (Associates First Capital) Beta: -119.0970 (As of Jul. 04, 2026)


What is Associates First Capital Beta?

Associates First Capital ASFZ -99.00% Beta is -119.0970 as of Jul. 04, 2026.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-07-04), Associates First Capital's Beta is -119.0970.

Associates First Capital  (OTCPK:ASFZ) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)

Associates First Capital Beta Related Terms

Associates First Capital Beta Historical Data

* Premium members only.

The historical data trend for Associates First Capital's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Associates First Capital Beta Chart

Associates First Capital Annual Data
Trend Dec95 Dec96 Dec97 Dec98 Dec99
Beta
0.00 0.00 0.00 0.00 0.00

Associates First Capital Quarterly Data
Dec95 Mar96 Jun96 Sep96 Dec96 Mar97 Jun97 Sep97 Dec97 Mar98 Jun98 Sep98 Dec98 Mar99 Jun99 Sep99 Dec99 Mar00 Jun00 Sep00
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ASFZ vs JGWE, IEGH, MITJF: Beta Comparison

For the Credit Services subindustry, Associates First Capital's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Associates First Capital Beta vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Associates First Capital's Beta distribution charts can be found below:

* The bar in red indicates where Associates First Capital's Beta falls into.


Associates First Capital Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of -119.0970 mean?
Associates First Capital (ASFZ) has a Beta of -119.0970 as of Jul. 04, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Associates First Capital and its competitors.
Is Associates First Capital's Beta too high?
Associates First Capital's current Beta is -119.0970.
How does Associates First Capital's Beta compare to JGWE and IEGH?
Associates First Capital's Beta of -119.0970 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Credit Services company?
A good Beta depends on the Credit Services industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Associates First Capital and its competitors. Associates First Capital's current Beta is -119.0970. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Associates First Capital stock overvalued right now?
Associates First Capital (ASFZ) has a current Beta of -119.0970. The current Beta is -119.0970. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Associates First Capital (ASFZ), the current Beta is -119.0970 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Associates First Capital Business Description

Address 300 Street Paul Place, Baltimore, MD, USA, 75062-2729
Associates First Capital Corp operates in the financial services industry. The organization, provides finance, leasing, insurance, and related services to individual consumers and businesses.