Business Description
Atlanticus Holdings Corp
NAICS : 522291
SIC : 6141
ISIN : US04914Y1029
Total Employee Number:
576Description
Atlanticus Holdings Corp is a financial technology company powering more inclusive financial solutions for Everyday Americans. It provides technology and other support services to lenders who offer an array of financial products and services to consumers. The company's products and services are reported through two reportable segments. Credit as a Service (CaaS) offers products including private label credit cards using the Fortiva and Curae brand names as well as merchant-associated brands and Auto Finance provides purchase and/or service loans secured by automobiles from or for, and also provides floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.1 | |||||
Equity-to-Asset | 0.09 | |||||
Debt-to-Equity | 9.8 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.61 | |||||
WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 11.6 | |||||
3-Year EPS without NRI Growth Rate | 0.7 | |||||
3-Year FCF Growth Rate | 23.1 | |||||
3-Year Book Growth Rate | 21.8 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 44.49 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 24.46 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 48.59 | |||||
9-Day RSI | 50.3 | |||||
14-Day RSI | 53.25 | |||||
3-1 Month Momentum % | 35.49 | |||||
6-1 Month Momentum % | 52.54 | |||||
12-1 Month Momentum % | 66.75 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -1.1 | |||||
Shareholder Yield % | -209.85 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 29.2 | |||||
FCF Margin % | 171.08 | |||||
OCF Margin % | 171.65 | |||||
ROE % | 22.92 | |||||
ROA % | 2.32 | |||||
Years of Profitability over Past 10-Year | 8 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 14.6 | |||||
Forward PE Ratio | 10.33 | |||||
PE Ratio without NRI | 14.6 | |||||
Shiller PE Ratio | 26.88 | |||||
PEG Ratio | 0.34 | |||||
PS Ratio | 4.07 | |||||
PB Ratio | 2.28 | |||||
Price-to-Tangible-Book | 2.38 | |||||
Price-to-Free-Cash-Flow | 2.4 | |||||
Price-to-Operating-Cash-Flow | 2.39 | |||||
EV-to-Revenue | 15.54 | |||||
EV-to-Forward-Revenue | 1.89 | |||||
EV-to-FCF | 9.08 | |||||
Price-to-GF-Value | 0.47 | |||||
Price-to-Projected-FCF | 0.28 | |||||
Price-to-Median-PS-Value | 2.6 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.58 | |||||
Price-to-Graham-Number | 1.24 | |||||
FCF Yield % | 53.42 | |||||
Forward Rate of Return (Yacktman) % | 44.57 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
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Annualized Return %
Total Annual Return %
Atlanticus Holdings Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 461.842 | ||
| EPS (TTM) ($) | 6.7 | ||
| Beta | 1.9481 | ||
| 3-Year Sharpe Ratio | 0.68 | ||
| 3-Year Sortino Ratio | 1.63 | ||
| Volatility % | 71.37 | ||
| 14-Day RSI | 53.25 | ||
| 14-Day ATR ($) | 6.229061 | ||
| 20-Day SMA ($) | 99.828 | ||
| 12-1 Month Momentum % | 66.75 | ||
| 52-Week Range ($) | 45.74 - 112.61 | ||
| Shares Outstanding (Mil) | 15.12 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Atlanticus Holdings Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Atlanticus Holdings Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-11-10 | In 118 days | ||
| Second quarter earnings results for 2026 | 2026-08-05 | In 21 days | ||
| First quarter earnings conference call for 2026 | 2026-05-07 17:00 | 77.82 (-0.40%) | ||
| General meeting for 2026 | 2026-05-07 09:00 | 77.82 (-0.40%) | ||
| First quarter earnings results for 2026 | 2026-05-07 | 77.82 (-0.40%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-03-12 17:00 | 55.13 (-0.91%) | ||
| Annual report for 2025 | 2026-03-12 | 55.13 (-0.91%) | ||
| Fourth quarter earnings results for 2025 | 2026-03-12 | 55.13 (-0.91%) | ||
| Third quarter earnings results for 2025 | 2025-11-10 | 54.01 (-2.47%) | ||
| Second quarter earnings results for 2025 | 2025-08-05 | 48.93 (+1.60%) |
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Atlanticus Holdings Corp Frequently Asked Questions
What is Atlanticus Holdings Corp(ATLC)'s stock price today?
The current price of ATLC is $97.83. The 52 week high of ATLC is $112.61 and 52 week low is $45.74.
When is next earnings date of Atlanticus Holdings Corp(ATLC)?
The next earnings date of Atlanticus Holdings Corp(ATLC) is 2026-08-05 Est..
Does Atlanticus Holdings Corp(ATLC) pay dividends? If so, how much?
Atlanticus Holdings Corp(ATLC) does not pay dividend.
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