ASFZ (Associates First Capital) Pretax Margin %: 22.23% (As of Sep. 2000)

What is Associates First Capital Pretax Margin %?

Associates First Capital ASFZ -99.00% Pretax Margin % is 22.23% as of Sep. 2000.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Associates First Capital's Pre-Tax Income for the three months ended in Sep. 2000 was $674 Mil. Associates First Capital's Revenue for the three months ended in Sep. 2000 was $3,030 Mil. Therefore, Associates First Capital's pretax margin for the quarter that ended in Sep. 2000 was 22.23%.

The historical rank and industry rank for Associates First Capital's Pretax Margin % or its related term are showing as below:

ASFZ's Pretax Margin % is not ranked ^*
in the Credit Services industry.
Industry Median: 20.02
* Ranked among companies with meaningful Pretax Margin % only.

Associates First Capital (OTCPK:ASFZ) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.

Associates First Capital Pretax Margin % Related Terms

Associates First Capital Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Associates First Capital's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Associates First Capital Pretax Margin % Chart

Associates First Capital Annual Data

Trend

Dec95

Dec96

Dec97

Dec98

Dec99

Pretax Margin %

22.72

23.36

23.77

23.98

22.37

Associates First Capital Quarterly Data
	Dec95	Mar96	Jun96	Sep96	Dec96	Mar97	Jun97	Sep97	Dec97	Mar98	Jun98	Sep98	Dec98	Mar99	Jun99	Sep99	Dec99	Mar00	Jun00	Sep00
Pretax Margin %	Get a 7-Day Free Trial															23.16	23.54	18.25	22.49	22.23

ASFZ vs JGWE, IEGH, MITJF: Pretax Margin % Comparison

For the Credit Services subindustry, Associates First Capital's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Associates First Capital Pretax Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Associates First Capital's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Associates First Capital's Pretax Margin % falls into.

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Associates First Capital Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Associates First Capital's Pretax Margin for the fiscal year that ended in Dec. 2099 is calculated as

Pretax Margin	=	Pre-Tax Income (A: Dec. 2099 )	/	Revenue (A: Dec. 2099 )
	=	2376.9	/	10624.8
	=	22.37 %

Associates First Capital's Pretax Margin for the quarter that ended in Sep. 2000 is calculated as

Pretax Margin	=	Pre-Tax Income (Q: Sep. 2000 )	/	Revenue (Q: Sep. 2000 )
	=	673.6	/	3029.8
	=	22.23 %

Frequently Asked Questions Learn more about Pretax Margin % →

What does a Pretax Margin % of 22.23% mean?

Associates First Capital (ASFZ) has a Pretax Margin % of 22.23% as of Sep. 2000. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Associates First Capital and its competitors.

Is Associates First Capital's Pretax Margin % too high?

Associates First Capital's current Pretax Margin % is 22.23%. The Credit Services industry median Pretax Margin % is 20.02. Associates First Capital's value of 22.23% is 11% above this industry median.

How does Associates First Capital's Pretax Margin % compare to JGWE and IEGH?

Associates First Capital's Pretax Margin % of 22.23% can be compared against companies in the Credit Services industry. The industry median Pretax Margin % is 20.02. Associates First Capital's value of 22.23% is 11% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Pretax Margin % for a Credit Services company?

The median Pretax Margin % among Credit Services companies is 20.02, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Associates First Capital's current Pretax Margin % of 22.23% is 11% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Pretax Margin % mean?

A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Associates First Capital and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Associates First Capital's current Pretax Margin % is 22.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Associates First Capital stock overvalued right now?

Associates First Capital (ASFZ) has a current Pretax Margin % of 22.23%. The current Pretax Margin % is 22.23% and 11% above the Credit Services industry median of 20.02. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Pretax Margin % calculated?

Pretax Margin % is calculated from a company's financial statements. For Associates First Capital (ASFZ), the current Pretax Margin % is 22.23% as of Sep. 2000. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Associates First Capital Business Description

Industry Financial Services Credit Services

Comparable Companies JGWE IEGH MITJF LMFA FPAY ATLC LOAN ASFI CCCR MFIN MOGOF NICK SNFCA LTMP CPSS CLDC NXCN FASGF HTZZF CHWWF

Address 300 Street Paul Place, Baltimore, MD, USA, 75062-2729

Associates First Capital Corp operates in the financial services industry. The organization, provides finance, leasing, insurance, and related services to individual consumers and businesses.