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Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-08-24), Coastal Financial's Beta is 0.5142.
Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.
Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)
Coastal Financial Beta Related Terms
Coastal Financial Beta Historical Data
* Premium members only.
The historical data trend for Coastal Financial's Beta can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Coastal Financial's Beta, along with its competitors' market caps and Beta data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coastal Financial Beta vs Banks Industry
For the Banks industry and Financial Services sector, Coastal Financial's Beta distribution charts can be found below:
* The bar in red indicates where Coastal Financial's Beta falls into.
Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.
Coastal Financial (FRA:1VD) has a Beta of 0.5142 as of Aug. 24, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Coastal Financial and its competitors.
Is Coastal Financial's Beta too high?
Coastal Financial's current Beta is 0.5142. Overall, Coastal Financial has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Coastal Financial's Beta compare to NBN and AMTB?
Coastal Financial's Beta of 0.5142 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Coastal Financial and its competitors. Coastal Financial's current Beta is 0.5142. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coastal Financial stock overvalued right now?
Coastal Financial (FRA:1VD) has a current Beta of 0.5142. The stock's GF Value™ is €72.62, compared to a current price of €38.60 — trading 46.8% below its estimated fair value. The current Beta is 0.5142. Coastal Financial's overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Coastal Financial (FRA:1VD), the current Beta is 0.5142 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coastal Financial (FRA:1VD) Overvalued in 2026?
Based on GuruFocus' analysis, Coastal Financial stock appears to be undervalued.
The current stock price of €38.60 is trading 46.8% below its estimated GF Value™ of €72.62.
Key valuation signals for FRA:1VD:
Beta: 0.5142
GF Value™: €72.62 vs. price of €38.60 (46.8% below fair value)
No single metric tells the full story. See the FRA:1VD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coastal Financial Corp is a bank holding company. Through its subsidiaries, the company conducts its business in three reportable segments which include, Community Bank, CCBX, and Treasury and Administration. The Community Bank segment includes all community banking activities, with a primary focus on providing various banking products and services to consumers and small to medium-sized businesses. The CCBX segment provides Banking as a Service (BaaS) that allows its broker dealers and digital financial service partners to offer their customers banking services, and the Treasury and administration segment includes treasury management, overall administration, and all other aspects of the company.
61GF Score
Get the complete analysis for FRA:1VD
Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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