Coastal Financial (FRA:1VD) Pretax Margin %: -41.39% (As of Jun. 2026)

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FRA:1VD Coastal Financial Corp FRA:1VD
61 GF Score
Price €38.60
GF Value €72.62
! 1 Warning Sign
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What is Coastal Financial Pretax Margin %?

Coastal Financial FRA:1VD -2.53% 61 Pretax Margin % is -41.39% as of Jun. 2026. GuruFocus rates FRA:1VD with a GF Score™ of 61/100 and a GF Value™ of €72.62. The stock has 1 warning sign investors should review. Among 1,526 Banks companies, Coastal Financial ranks worse than 96.2% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Coastal Financial's Pre-Tax Income for the three months ended in Jun. 2026 was €-47.9 Mil. Coastal Financial's Revenue for the three months ended in Jun. 2026 was €115.8 Mil. Therefore, Coastal Financial's pretax margin for the quarter that ended in Jun. 2026 was -41.39%.

The historical rank and industry rank for Coastal Financial's Pretax Margin % or its related term are showing as below:

FRA:1VD' s Pretax Margin % Range Over the Past 10 Years
Min: -1.21   Med: 26.72   Max: 33.77
Current: -1.21


FRA:1VD's Pretax Margin % is ranked worse than
96.2% of 1526 companies
in the Banks industry
Industry Median: 35.595 vs FRA:1VD: -1.21

Coastal Financial  (FRA:1VD) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Coastal Financial Pretax Margin % Related Terms


Coastal Financial Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Coastal Financial's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Coastal Financial Pretax Margin % Chart

Coastal Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.77 23.89 16.38 12.66 15.14

Coastal Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.10 16.32 16.26 13.33 -41.39

FRA:1VD vs NBN, AMTB, CFFN: Pretax Margin % Comparison

For the Banks - Regional subindustry, Coastal Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Coastal Financial Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Coastal Financial's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Coastal Financial's Pretax Margin % falls into.


FRA:1VD
61GF Score
Coastal Financial Corp FRA:1VD
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Coastal Financial Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Coastal Financial's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=52.303/345.505
=15.14 %

Coastal Financial's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-47.908/115.75
=-41.39 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of -41.39% mean?
Coastal Financial (FRA:1VD) has a Pretax Margin % of -41.39% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Coastal Financial and its competitors. According to the industry distribution chart, Coastal Financial ranks #1468 out of 1526 companies in the Banks industry, placing it in the top 96.2%.
Is Coastal Financial's Pretax Margin % too high?
Coastal Financial's current Pretax Margin % is -41.39%. Based on the distribution chart, Coastal Financial ranks #1468 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Coastal Financial has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Coastal Financial's Pretax Margin % compare to NBN and AMTB?
According to the Banks industry distribution chart, Coastal Financial ranks #1468 out of 1526 companies for Pretax Margin %. This places Coastal Financial in the lower half of its industry. The industry median Pretax Margin % is 35.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.60, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Coastal Financial and its competitors. For the Banks industry, the median Pretax Margin % is 35.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coastal Financial's current Pretax Margin % is -41.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coastal Financial stock overvalued right now?
Coastal Financial (FRA:1VD) has a current Pretax Margin % of -41.39%. The stock's GF Value™ is €72.62, compared to a current price of €38.60 — trading 46.8% below its estimated fair value. The current Pretax Margin % is -41.39%. Coastal Financial's overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Coastal Financial (FRA:1VD), the current Pretax Margin % is -41.39% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coastal Financial (FRA:1VD) Overvalued in 2026?

Based on GuruFocus' analysis, Coastal Financial stock appears to be undervalued. The current stock price of €38.60 is trading 46.8% below its estimated GF Value™ of €72.62.

Key valuation signals for FRA:1VD:

  • Pretax Margin %: -41.39%
  • GF Value™: €72.62 vs. price of €38.60 (46.8% below fair value)
  • GF Score™: 61/100 with 1 warning sign

No single metric tells the full story. See the FRA:1VD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Coastal Financial Business Description

Other Exchanges CCB:USA
Address 5415 Evergreen Way, Everett, WA, USA, 98203
Coastal Financial Corp is a bank holding company. Through its subsidiaries, the company conducts its business in three reportable segments which include, Community Bank, CCBX, and Treasury and Administration. The Community Bank segment includes all community banking activities, with a primary focus on providing various banking products and services to consumers and small to medium-sized businesses. The CCBX segment provides Banking as a Service (BaaS) that allows its broker dealers and digital financial service partners to offer their customers banking services, and the Treasury and administration segment includes treasury management, overall administration, and all other aspects of the company.
61GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.60
Price
€72.62
GF Value