MDVT (Middlebury National) Beta: 0.0588 (As of Jun. 27, 2026)


What is Middlebury National Beta?

Middlebury National MDVT +0.96% Beta is 0.0588 as of Jun. 27, 2026.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-27), Middlebury National's Beta is 0.0588.

Middlebury National  (OTCPK:MDVT) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)

Middlebury National Beta Related Terms

Middlebury National Beta Historical Data

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The historical data trend for Middlebury National's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Middlebury National Beta Chart

Middlebury National Annual Data
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Middlebury National Quarterly Data
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MDVT vs CCSB, TCNB, OPHC: Beta Comparison

For the Banks - Regional subindustry, Middlebury National's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Middlebury National Beta vs Banks Industry

For the Banks industry and Financial Services sector, Middlebury National's Beta distribution charts can be found below:

* The bar in red indicates where Middlebury National's Beta falls into.


Middlebury National Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 0.0588 mean?
Middlebury National (MDVT) has a Beta of 0.0588 as of Jun. 27, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Middlebury National and its competitors.
Is Middlebury National's Beta too high?
Middlebury National's current Beta is 0.0588.
How does Middlebury National's Beta compare to CCSB and TCNB?
Middlebury National's Beta of 0.0588 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Middlebury National and its competitors. Middlebury National's current Beta is 0.0588. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Middlebury National stock overvalued right now?
Middlebury National (MDVT) has a current Beta of 0.0588. The current Beta is 0.0588. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Middlebury National (MDVT), the current Beta is 0.0588 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Middlebury National Business Description

Address 30 Main Street, PO Box 189, Middlebury, VT, USA, 05753-0189
Middlebury National Corp is a bank holding company. Through its banking subsidiary, it provides a variety of financial services to individuals and business customers through its branch offices in west central Vermont, which is mainly an agricultural, educational, healthcare, small business, and manufacturing area. The Group's primary deposit products are checking and savings accounts, and certificates of deposit; and its primary lending products are commercial, real estate, and consumer loans. Additionally, it offers digital banking services, debit cards, ATM services, workplace banking solutions, credit cards, wealth management solutions, and other financial products and services.