MDVT (Middlebury National) Debt-to-Equity: 0.00 (As of . 20)


What is Middlebury National Debt-to-Equity?

Middlebury National MDVT +1.52% Debt-to-Equity is 0.00 as of . 20.

Middlebury National's Short-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was $0.00 Mil. Middlebury National's Long-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was $0.00 Mil. Middlebury National's Total Stockholders Equity for the quarter that ended in . 20 was $0.00 Mil.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Middlebury National's Debt-to-Equity or its related term are showing as below:

MDVT's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.56
* Ranked among companies with meaningful Debt-to-Equity only.

Middlebury National  (OTCPK:MDVT) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Middlebury National Debt-to-Equity Related Terms

Middlebury National Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Middlebury National's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Middlebury National Debt-to-Equity Chart

Middlebury National Annual Data
Trend
Debt-to-Equity

Middlebury National Quarterly Data
Debt-to-Equity

MDVT vs CCSB, TCNB, OPHC: Debt-to-Equity Comparison

For the Banks - Regional subindustry, Middlebury National's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Middlebury National Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Middlebury National's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Middlebury National's Debt-to-Equity falls into.


Middlebury National Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Middlebury National's Debt to Equity Ratio for the fiscal year that ended in . 20 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=( + ) / N/A
=N/A

Middlebury National's Debt to Equity Ratio for the quarter that ended in . 20 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=( + ) /
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.00 mean?
Middlebury National (MDVT) has a Debt-to-Equity of 0.00 as of . 20. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Middlebury National and its competitors.
Is Middlebury National's Debt-to-Equity too high?
Middlebury National's current Debt-to-Equity is 0.00.
How does Middlebury National's Debt-to-Equity compare to CCSB and TCNB?
Middlebury National's Debt-to-Equity of 0.00 can be compared against companies in the Banks industry. The industry median Debt-to-Equity is 0.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Middlebury National and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Middlebury National's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Middlebury National stock overvalued right now?
Middlebury National (MDVT) has a current Debt-to-Equity of 0.00. The current Debt-to-Equity is 0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Middlebury National (MDVT), the current Debt-to-Equity is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Middlebury National Business Description

Address 30 Main Street, PO Box 189, Middlebury, VT, USA, 05753-0189
Middlebury National Corp is a bank holding company. Through its banking subsidiary, it provides a variety of financial services to individuals and business customers through its branch offices in west central Vermont, which is mainly an agricultural, educational, healthcare, small business, and manufacturing area. The Group's primary deposit products are checking and savings accounts, and certificates of deposit; and its primary lending products are commercial, real estate, and consumer loans. Additionally, it offers digital banking services, debit cards, ATM services, workplace banking solutions, credit cards, wealth management solutions, and other financial products and services.