MDVT (Middlebury National) Cyclically Adjusted PB Ratio: (As of Jul. 04, 2026)


What is Middlebury National Cyclically Adjusted PB Ratio?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted PB Ratio for this stock. All the historical data is shown as the company's primary share's data instead.

Middlebury National does not have a history long enough to calculate Cyclically Adjusted Book per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PB Ratio for this company.

Shiller PE for Stocks: The True Measure of Stock Valuation


Middlebury National  (OTCPK:MDVT) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Middlebury National Cyclically Adjusted PB Ratio Related Terms


Middlebury National Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Middlebury National's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Middlebury National Cyclically Adjusted PB Ratio Chart

Middlebury National Annual Data
Trend
Cyclically Adjusted PB Ratio

Middlebury National Quarterly Data
Cyclically Adjusted PB Ratio

MDVT vs CCSB, TCNB, OPHC: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Middlebury National's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Middlebury National Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Middlebury National's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Middlebury National's Cyclically Adjusted PB Ratio falls into.



Middlebury National Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Middlebury National does not have a history long enough to calculate Cyclically Adjusted Book per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PB Ratio for this company.


Middlebury National Business Description

Address 30 Main Street, PO Box 189, Middlebury, VT, USA, 05753-0189
Middlebury National Corp is a bank holding company. Through its banking subsidiary, it provides a variety of financial services to individuals and business customers through its branch offices in west central Vermont, which is mainly an agricultural, educational, healthcare, small business, and manufacturing area. The Group's primary deposit products are checking and savings accounts, and certificates of deposit; and its primary lending products are commercial, real estate, and consumer loans. Additionally, it offers digital banking services, debit cards, ATM services, workplace banking solutions, credit cards, wealth management solutions, and other financial products and services.