PEBA (Penn Bancshares) Beta: -0.0705 (As of Aug. 08, 2026)

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What is Penn Bancshares Beta?

Penn Bancshares PEBA Beta is -0.0705 as of Aug. 08, 2026.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-08-08), Penn Bancshares's Beta is -0.0705.

Penn Bancshares  (OTCPK:PEBA) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)

Penn Bancshares Beta Related Terms

Penn Bancshares Beta Historical Data

* Premium members only.

The historical data trend for Penn Bancshares's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Penn Bancshares Beta Chart

Penn Bancshares Annual Data
Trend
Beta

Penn Bancshares Quarterly Data
Beta

PEBA vs OPHC, CCSB, TCNB: Beta Comparison

For the Banks - Regional subindustry, Penn Bancshares's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Penn Bancshares Beta vs Banks Industry

For the Banks industry and Financial Services sector, Penn Bancshares's Beta distribution charts can be found below:

* The bar in red indicates where Penn Bancshares's Beta falls into.


Penn Bancshares Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of -0.0705 mean?
Penn Bancshares (PEBA) has a Beta of -0.0705 as of Aug. 08, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Penn Bancshares and its competitors.
Is Penn Bancshares' Beta too high?
Penn Bancshares' current Beta is -0.0705.
How does Penn Bancshares' Beta compare to OPHC and CCSB?
Penn Bancshares' Beta of -0.0705 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Penn Bancshares and its competitors. Penn Bancshares's current Beta is -0.0705. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Penn Bancshares stock overvalued right now?
Penn Bancshares (PEBA) has a current Beta of -0.0705. The current Beta is -0.0705. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Penn Bancshares (PEBA), the current Beta is -0.0705 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Penn Bancshares Business Description

Address 170 South Broadway, P.O. Box 345, Pennsville, NJ, USA, 08070-0345
Penn Bancshares Inc provides banking services. Its services include checking accounts, savings and investments, loans, and retirement accounts. In addition, the company provides trust services, Internet and phone banking, ATMs, safe deposit boxes, money orders, wire transfers, night depository, and electric and gas payment services.