PEBA (Penn Bancshares) Cash-to-Debt: 0.00 (As of . 20)

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What is Penn Bancshares Cash-to-Debt?

Penn Bancshares PEBA Cash-to-Debt is 0.00 as of . 20.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Penn Bancshares's cash to debt ratio for the quarter that ended in . 20 was 0.00.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Penn Bancshares couldn't pay off its debt using the cash in hand for the quarter that ended in . 20.

The historical rank and industry rank for Penn Bancshares's Cash-to-Debt or its related term are showing as below:

PEBA's Cash-to-Debt is not ranked *
in the Banks industry.
Industry Median: 1.37
* Ranked among companies with meaningful Cash-to-Debt only.

Penn Bancshares  (OTCPK:PEBA) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Penn Bancshares Cash-to-Debt Related Terms

Penn Bancshares Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for Penn Bancshares's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Penn Bancshares Cash-to-Debt Chart

Penn Bancshares Annual Data
Trend
Cash-to-Debt

Penn Bancshares Semi-Annual Data
Cash-to-Debt

PEBA vs OPHC, CCSB, TCNB: Cash-to-Debt Comparison

For the Banks - Regional subindustry, Penn Bancshares's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Penn Bancshares Cash-to-Debt vs Banks Industry

For the Banks industry and Financial Services sector, Penn Bancshares's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Penn Bancshares's Cash-to-Debt falls into.


Penn Bancshares Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Penn Bancshares's Cash to Debt Ratio for the fiscal year that ended in . 20 is calculated as:

Do not have enough data to calculate Cash to Debt ratio.

Penn Bancshares's Cash to Debt Ratio for the quarter that ended in . 20 is calculated as:

Do not have enough data to calculate Cash to Debt ratio.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 0.00 mean?
Penn Bancshares (PEBA) has a Cash-to-Debt of 0.00 as of . 20.
Is Penn Bancshares' Cash-to-Debt too high?
Penn Bancshares' current Cash-to-Debt is 0.00.
How does Penn Bancshares' Cash-to-Debt compare to OPHC and CCSB?
Penn Bancshares' Cash-to-Debt of 0.00 can be compared against companies in the Banks industry. The industry median Cash-to-Debt is 1.37. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.37, based on 1,491 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Penn Bancshares's current Cash-to-Debt is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Penn Bancshares stock overvalued right now?
Penn Bancshares (PEBA) has a current Cash-to-Debt of 0.00. The current Cash-to-Debt is 0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Penn Bancshares (PEBA), the current Cash-to-Debt is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Penn Bancshares Business Description

Address 170 South Broadway, P.O. Box 345, Pennsville, NJ, USA, 08070-0345
Penn Bancshares Inc provides banking services. Its services include checking accounts, savings and investments, loans, and retirement accounts. In addition, the company provides trust services, Internet and phone banking, ATMs, safe deposit boxes, money orders, wire transfers, night depository, and electric and gas payment services.