Marqeta (STU:8QJ0) Beta: 0.1683 (As of Jul. 17, 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:8QJ0 Marqeta Inc STU:8QJ0
61 GF Score
Price €14.06
GF Value €5.43
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Marqeta Beta?

Marqeta STU:8QJ0 61 Beta is 0.1683 as of Jul. 17, 2026. GuruFocus rates STU:8QJ0 with a GF Score™ of 61/100 and a GF Value™ of €5.43 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-07-17), Marqeta's Beta is 0.1683.


Marqeta  (STU:8QJ0) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)


Marqeta Beta Related Terms


Marqeta Beta Historical Data

* Premium members only.

The historical data trend for Marqeta's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marqeta Beta Chart

Marqeta Annual Data
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Marqeta Quarterly Data
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Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

STU:8QJ0 vs BAND, WIX, EVTC: Beta Comparison

For the Software - Infrastructure subindustry, Marqeta's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marqeta Beta vs Software Industry

For the Software industry and Technology sector, Marqeta's Beta distribution charts can be found below:

* The bar in red indicates where Marqeta's Beta falls into.


STU:8QJ0
61GF Score
Marqeta Inc STU:8QJ0
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Marqeta Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 0.1683 mean?
Marqeta (STU:8QJ0) has a Beta of 0.1683 as of Jul. 17, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Marqeta and its competitors.
Is Marqeta's Beta too high?
Marqeta's current Beta is 0.1683. Overall, Marqeta has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marqeta's Beta compare to BAND and WIX?
Marqeta's Beta of 0.1683 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Software company?
A good Beta depends on the Software industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Marqeta and its competitors. Marqeta's current Beta is 0.1683. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marqeta stock overvalued right now?
Based on GuruFocus' analysis, Marqeta (STU:8QJ0) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.43, compared to a current price of €14.06 — trading 158.9% above its estimated fair value. The current Beta is 0.1683. Marqeta's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Marqeta (STU:8QJ0), the current Beta is 0.1683 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marqeta (STU:8QJ0) Overvalued in 2026?

Based on GuruFocus' analysis, Marqeta stock appears to be overvalued. The current stock price of €14.06 is trading 158.9% above its estimated GF Value™ of €5.43. GuruFocus considers Marqeta to be Significantly Overvalued.

Key valuation signals for STU:8QJ0:

  • Beta: 0.1683
  • GF Value™: €5.43 vs. price of €14.06 (158.9% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the STU:8QJ0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marqeta Business Description

Other Exchanges MQ:USAMQ:Mexico
Address 180 Grand Avenue, 6th Floor, Oakland, CA, USA, 94612
Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company's open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform.
61GF Score

Get the complete analysis for STU:8QJ0

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.06
Price
€5.43
GF Value