Marqeta (STU:8QJ0) FCF Yield %: 6.23 (As of Jul. 17, 2026) — 157% Above Median

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STU:8QJ0 Marqeta Inc STU:8QJ0
61 GF Score
Price €14.06
GF Value €5.43
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Marqeta FCF Yield %?

Marqeta STU:8QJ0 61 FCF Yield % is 6.23 as of Jul. 17, 2026, which is 157% above its 10-year median of 2.42. GuruFocus rates STU:8QJ0 with a GF Score™ of 61/100 and a GF Value™ of €5.43 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 2,868 Software companies, Marqeta ranks better than 73.85% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Marqeta's Trailing 12-Month Free Cash Flow is €99.9 Mil, and Market Cap is €1,652.7 Mil. Therefore, Marqeta's FCF Yield % for today is 6.23%.

The historical rank and industry rank for Marqeta's FCF Yield % or its related term are showing as below:

STU:8QJ0' s FCF Yield % Range Over the Past 10 Years
Min: -5.44   Med: 2.42   Max: 20.93
Current: 6.23


During the past 7 years, the highest FCF Yield % of Marqeta was 20.93%. The lowest was -5.44%. And the median was 2.42%.

STU:8QJ0's FCF Yield % is ranked better than
73.85% of 2868 companies
in the Software industry
Industry Median: 0.945 vs STU:8QJ0: 6.23

Marqeta's FCF Margin % for the quarter that ended in Mar. 2026 was -7.51%.


Marqeta FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Marqeta FCF Yield % Related Terms


Marqeta FCF Yield % Historical Data

* Premium members only.

The historical data trend for Marqeta's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marqeta FCF Yield % Chart

Marqeta Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 0.00 0.00 0.23 2.03 6.41

Marqeta Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 0.73 13.11 9.01 -2.89

STU:8QJ0 vs BAND, WIX, EVTC: FCF Yield % Comparison

For the Software - Infrastructure subindustry, Marqeta's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marqeta FCF Yield % vs Software Industry

For the Software industry and Technology sector, Marqeta's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Marqeta's FCF Yield % falls into.


STU:8QJ0
61GF Score
Marqeta Inc STU:8QJ0
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Marqeta FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Marqeta's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=113.038 / 1763.60448
=6.41%

Marqeta's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-10.764 * 4 / 1490.118
=-2.89%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 6.23 mean?
Marqeta (STU:8QJ0) has a FCF Yield % of 6.23 as of Jul. 17, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Marqeta and its competitors. This is 157% above median its historical median of 2.42. According to the industry distribution chart, Marqeta ranks #750 out of 2868 companies in the Software industry, placing it in the top 26.2%.
Is Marqeta's FCF Yield % too high?
Marqeta's current FCF Yield % of 6.23 is 157% above median its 10-year median of 2.42. The Software industry median FCF Yield % is 0.95. Marqeta's value of 6.23 is 559.3% above this industry median. Based on the distribution chart, Marqeta ranks #750 out of 2868 companies in the Software industry, which is above the industry midpoint. Overall, Marqeta has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marqeta's FCF Yield % compare to BAND and WIX?
According to the Software industry distribution chart, Marqeta ranks #750 out of 2868 companies for FCF Yield %. This puts Marqeta in the upper half of its industry. The industry median FCF Yield % is 0.95. Marqeta's value of 6.23 is 559.3% above this benchmark. While the company's 10-year median is 2.42 vs. the industry median of 0.95, Marqeta has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Software company?
The median FCF Yield % among Software companies is 0.95, based on 2,868 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marqeta's current FCF Yield % of 6.23 is 559.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Marqeta and its competitors. For the Software industry, the median FCF Yield % is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marqeta's current FCF Yield % is 6.23, which is 157% above median its own 10-year median of 2.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marqeta stock overvalued right now?
Based on GuruFocus' analysis, Marqeta (STU:8QJ0) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.43, compared to a current price of €14.06 — trading 158.9% above its estimated fair value. The current FCF Yield % is 6.23, which is 157% above median its 10-year median of 2.42 and 559.3% above the Software industry median of 0.95. Marqeta's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Marqeta (STU:8QJ0), the current FCF Yield % is 6.23 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marqeta (STU:8QJ0) Overvalued in 2026?

Based on GuruFocus' analysis, Marqeta stock appears to be overvalued. The current stock price of €14.06 is trading 158.9% above its estimated GF Value™ of €5.43. GuruFocus considers Marqeta to be Significantly Overvalued.

Key valuation signals for STU:8QJ0:

  • FCF Yield %: 6.23 (157% above median its 10-year median of 2.42)
  • GF Value™: €5.43 vs. price of €14.06 (158.9% above fair value)
  • GF Score™: 61/100 with 7 warning signs
  • Industry Position: 559.3% above the Software median (#750 of 2868)

No single metric tells the full story. See the STU:8QJ0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marqeta Business Description

Other Exchanges MQ:USAMQ:Mexico
Address 180 Grand Avenue, 6th Floor, Oakland, CA, USA, 94612
Headquartered in Oakland, California, and founded in 2010, Marqeta provides its clients with a card-issuing platform that offers the infrastructure and tools necessary to offer digital, physical, and tokenized payment options without the need for a traditional bank. The company's open APIs are designed to allow third parties like DoorDash, Klarna, and Block to rapidly develop and deploy innovative card-based products and payment services without the need to develop the underlying technology. The company generates revenue primarily through processing and ATM fees for cards issued on its platform.
61GF Score

Get the complete analysis for STU:8QJ0

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.06
Price
€5.43
GF Value