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Arch Capital GroupACGL +0.52%85 3-Year Book Growth Rate is 25.90% as of Jun. 2026, which is 116% above its 10-year median of 12.00. GuruFocus rates ACGL with a GF Score™ of 85/100 and a GF Value™ of $108.25 (Fairly Valued). The stock has 3 warning signs investors should review. Among 480 Insurance companies, Arch Capital Group ranks better than 90.21% on this metric.
During the past 12 months, Arch Capital Group's average Book Value per Share Growth Rate was 15.00% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 25.90% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 17.20% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 14.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Arch Capital Group was 48.00% per year. The lowest was -12.70% per year. And the median was 12.00% per year.
Arch Capital Group (NAS:ACGL) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Arch Capital Group 3-Year Book Growth Rate Related Terms
ACGL vs HIG, AIG, PLGO: 3-Year Book Growth Rate Comparison
For the Insurance - Diversified subindustry, Arch Capital Group's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arch Capital Group 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Arch Capital Group's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Arch Capital Group's 3-Year Book Growth Rate falls into.
Arch Capital Group 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 25.90% mean?
Arch Capital Group (ACGL) has a 3-Year Book Growth Rate of 25.90% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Arch Capital Group and its competitors. This is 116% above median its historical median of 12.00. According to the industry distribution chart, Arch Capital Group ranks #47 out of 480 companies in the Insurance industry, placing it in the top 9.8%.
Is Arch Capital Group's 3-Year Book Growth Rate too high?
Arch Capital Group's current 3-Year Book Growth Rate of 25.90% is 116% above median its 10-year median of 12.00. The Insurance industry median 3-Year Book Growth Rate is 8.40. Arch Capital Group's value of 25.90% is 208.3% above this industry median. Based on the distribution chart, Arch Capital Group ranks #47 out of 480 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Arch Capital Group has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arch Capital Group's 3-Year Book Growth Rate compare to HIG and AIG?
According to the Insurance industry distribution chart, Arch Capital Group ranks #47 out of 480 companies for 3-Year Book Growth Rate. This places Arch Capital Group in the top 10% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.40. Arch Capital Group's value of 25.90% is 208.3% above this benchmark. While the company's 10-year median is 12.00 vs. the industry median of 8.40, Arch Capital Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.40, based on 480 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arch Capital Group's current 3-Year Book Growth Rate of 25.90% is 208.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Arch Capital Group and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arch Capital Group's current 3-Year Book Growth Rate is 25.90%, which is 116% above median its own 10-year median of 12.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arch Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Arch Capital Group (ACGL) is currently considered Fairly Valued. The stock's GF Value™ is $108.25, compared to a current price of $99.83 — trading 7.8% below its estimated fair value. The current 3-Year Book Growth Rate is 25.90%, which is 116% above median its 10-year median of 12.00 and 208.3% above the Insurance industry median of 8.40. Arch Capital Group's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Arch Capital Group (ACGL), the current 3-Year Book Growth Rate is 25.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arch Capital Group (ACGL) Overvalued in 2026?
Based on GuruFocus' analysis, Arch Capital Group stock appears to be undervalued.
The current stock price of $99.83 is trading 7.8% below its estimated GF Value™ of $108.25.
GuruFocus considers Arch Capital Group to be Fairly Valued.
Key valuation signals for ACGL:
3-Year Book Growth Rate: 25.90% (116% above median its 10-year median of 12.00)
GF Value™: $108.25 vs. price of $99.83 (7.8% below fair value)
Industry Position: 208.3% above the Insurance median (#47 of 480)
No single metric tells the full story. See the ACGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arch Capital Group Ltd is a Bermuda company that writes insurance and reinsurance with operations in the United States, Canada, Europe, Australia, and the United Kingdom. The business operates through three underwriting segments: insurance, reinsurance, and mortgage. The insurance segment provides specialty risk solutions to clients across various industries. The reinsurance segment provides reinsurance services which cover property catastrophe, property, liability, marine, aviation and space, trade credit and surety, agriculture, accident, life and health, and political risk. The mortgage business provides risk management and risk financing products to the mortgage insurance sectors through platforms in the U.S., Europe and Bermuda.
85GF Score
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