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Arch Capital GroupACGL -1.90%92 Equity-to-Asset is 0.30 as of Mar. 2026, which is 3% above its 10-year median of 0.29. GuruFocus rates ACGL with a GF Score™ of 92/100 and a GF Value™ of $114.69 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 505 Insurance companies, Arch Capital Group ranks better than 58.81% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Arch Capital Group's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $24,188 Mil. Arch Capital Group's Total Assets for the quarter that ended in Mar. 2026 was $81,446 Mil.
Therefore, Arch Capital Group's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.30.
The historical rank and industry rank for Arch Capital Group's Equity-to-Asset or its related term are showing as below:
ACGL'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.26 Med: 0.29 Max: 0.32
Current: 0.3
During the past 13 years, the highest Equity to Asset Ratio of Arch Capital Group was 0.32. The lowest was 0.26. And the median was 0.29.
ACGL's Equity-to-Asset is ranked better than 58.81% of 505
companies
in the Insurance industry
Industry Median: 0.26
vs ACGL: 0.30
Arch Capital Group (NAS:ACGL) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Arch Capital Group Equity-to-Asset Related Terms
Arch Capital Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Arch Capital Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ACGL vs HIG, AIG, PLGO: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, Arch Capital Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arch Capital Group Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Arch Capital Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Arch Capital Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Arch Capital Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arch Capital Group (ACGL) has a Equity-to-Asset of 0.30 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Arch Capital Group and its competitors. This is near median its historical median of 0.29. Over the past decade, Arch Capital Group's Equity-to-Asset has ranged from 0.26 to 0.32. According to the industry distribution chart, Arch Capital Group ranks #208 out of 505 companies in the Insurance industry, placing it in the top 41.2%.
Is Arch Capital Group's Equity-to-Asset too high?
Arch Capital Group's current Equity-to-Asset of 0.30 is near median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 0.32. The Insurance industry median Equity-to-Asset is 0.26. Arch Capital Group's value of 0.30 is 15.4% above this industry median. Based on the distribution chart, Arch Capital Group ranks #208 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Arch Capital Group has a GF Score™ of 92/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arch Capital Group's Equity-to-Asset compare to HIG and AIG?
According to the Insurance industry distribution chart, Arch Capital Group ranks #208 out of 505 companies for Equity-to-Asset. This puts Arch Capital Group in the upper half of its industry. The industry median Equity-to-Asset is 0.26. Arch Capital Group's value of 0.30 is 15.4% above this benchmark. Historically, Arch Capital Group's own Equity-to-Asset has ranged from 0.26 to 0.32 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 0.26, Arch Capital Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arch Capital Group's current Equity-to-Asset of 0.30 is 15.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Arch Capital Group and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arch Capital Group's current Equity-to-Asset is 0.30, which is near median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arch Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Arch Capital Group (ACGL) is currently considered Modestly Undervalued. The stock's GF Value™ is $114.69, compared to a current price of $98.63 — trading 14% below its estimated fair value. The current Equity-to-Asset is 0.30, which is near median its 10-year median of 0.29 and 15.4% above the Insurance industry median of 0.26. Arch Capital Group's overall GF Score™ is 92/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Arch Capital Group (ACGL), the current Equity-to-Asset is 0.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arch Capital Group (ACGL) Overvalued in 2026?
Based on GuruFocus' analysis, Arch Capital Group stock appears to be undervalued.
The current stock price of $98.63 is trading 14% below its estimated GF Value™ of $114.69.
GuruFocus considers Arch Capital Group to be Modestly Undervalued.
Key valuation signals for ACGL:
Equity-to-Asset: 0.30 (near median its 10-year median of 0.29)
GF Value™: $114.69 vs. price of $98.63 (14% below fair value)
Industry Position: 15.4% above the Insurance median (#208 of 505)
No single metric tells the full story. See the ACGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arch Capital Group Ltd is a Bermuda company that writes insurance and reinsurance with operations in the United States, Canada, Europe, Australia, and the United Kingdom. The business operates through three underwriting segments: insurance, reinsurance, and mortgage. The insurance segment provides specialty risk solutions to clients across various industries. The reinsurance segment provides reinsurance services which cover property catastrophe, property, liability, marine, aviation and space, trade credit and surety, agriculture, accident, life and health, and political risk. The mortgage business provides risk management and risk financing products to the mortgage insurance sectors through platforms in the U.S., Europe and Bermuda.
92GF Score
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