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Arch Capital GroupACGL -1.48%94 EV-to-EBITDA is 6.67 as of Jul. 15, 2026, which is 40% below its 10-year median of 11.10. GuruFocus rates ACGL with a GF Score™ of 94/100 and a GF Value™ of $114.93 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 347 Insurance companies, Arch Capital Group ranks better than 62.25% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Arch Capital Group's enterprise value is $38,274 Mil.
Arch Capital Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $5,734 Mil. Therefore, Arch Capital Group's EV-to-EBITDA for today is 6.67.
The historical rank and industry rank for Arch Capital Group's EV-to-EBITDA or its related term are showing as below:
ACGL'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 6.07 Med: 11.1 Max: 22.65
Current: 6.67
During the past 13 years, the highest EV-to-EBITDA of Arch Capital Group was 22.65. The lowest was 6.07. And the median was 11.10.
ACGL's EV-to-EBITDA is ranked better than 62.25% of 347
companies
in the Insurance industry
Industry Median: 8.33
vs ACGL: 6.67
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Arch Capital Group (NAS:ACGL) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Arch Capital Group's PE Ratio (TTM) for today is calculated as:
Arch Capital Group's share price for today is $101.53.
Arch Capital Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.020.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Arch Capital Group's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Arch Capital Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arch Capital Group EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Arch Capital Group's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Arch Capital Group's EV-to-EBITDA falls into.
Arch Capital Group's current Enterprise Value is $38,274 Mil.
Arch Capital Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5,734 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arch Capital Group (ACGL) has a EV-to-EBITDA of 6.67 as of Jul. 15, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Arch Capital Group. This is 40% below median its historical median of 11.10. Over the past decade, Arch Capital Group's EV-to-EBITDA has ranged from 6.07 to 22.65. According to the industry distribution chart, Arch Capital Group ranks #131 out of 347 companies in the Insurance industry, placing it in the top 37.8%.
Is Arch Capital Group's EV-to-EBITDA too high?
Arch Capital Group's current EV-to-EBITDA of 6.67 is 40% below median its 10-year median of 11.10. Over the past 10 years, this metric has ranged from a low of 6.07 to a high of 22.65. The Insurance industry median EV-to-EBITDA is 8.33. Arch Capital Group's value of 6.67 is 19.9% below this industry median. Based on the distribution chart, Arch Capital Group ranks #131 out of 347 companies in the Insurance industry, which is above the industry midpoint. Overall, Arch Capital Group has a GF Score™ of 94/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arch Capital Group's EV-to-EBITDA compare to HIG and AIG?
According to the Insurance industry distribution chart, Arch Capital Group ranks #131 out of 347 companies for EV-to-EBITDA. This puts Arch Capital Group in the upper half of its industry. The industry median EV-to-EBITDA is 8.33. Arch Capital Group's value of 6.67 is 19.9% below this benchmark. Historically, Arch Capital Group's own EV-to-EBITDA has ranged from 6.07 to 22.65 over the past decade. While the company's 10-year median is 11.10 vs. the industry median of 8.33, Arch Capital Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.33, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arch Capital Group's current EV-to-EBITDA of 6.67 is 19.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Arch Capital Group. For the Insurance industry, the median EV-to-EBITDA is 8.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arch Capital Group's current EV-to-EBITDA is 6.67, which is 40% below median its own 10-year median of 11.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arch Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Arch Capital Group (ACGL) is currently considered Modestly Undervalued. The stock's GF Value™ is $114.93, compared to a current price of $101.53 — trading 11.7% below its estimated fair value. The current EV-to-EBITDA is 6.67, which is 40% below median its 10-year median of 11.10 and 19.9% below the Insurance industry median of 8.33. Arch Capital Group's overall GF Score™ is 94/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Arch Capital Group (ACGL), the current EV-to-EBITDA is 6.67 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arch Capital Group (ACGL) Overvalued in 2026?
Based on GuruFocus' analysis, Arch Capital Group stock appears to be undervalued.
The current stock price of $101.53 is trading 11.7% below its estimated GF Value™ of $114.93.
GuruFocus considers Arch Capital Group to be Modestly Undervalued.
Key valuation signals for ACGL:
EV-to-EBITDA: 6.67 (40% below median its 10-year median of 11.10)
GF Value™: $114.93 vs. price of $101.53 (11.7% below fair value)
Industry Position: 19.9% below the Insurance median (#131 of 347)
No single metric tells the full story. See the ACGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arch Capital Group Ltd is a Bermuda company that writes insurance and reinsurance with operations in the United States, Canada, Europe, Australia, and the United Kingdom. The business operates through three underwriting segments: insurance, reinsurance, and mortgage. The insurance segment provides specialty risk solutions to clients across various industries. The reinsurance segment provides reinsurance services which cover property catastrophe, property, liability, marine, aviation and space, trade credit and surety, agriculture, accident, life and health, and political risk. The mortgage business provides risk management and risk financing products to the mortgage insurance sectors through platforms in the U.S., Europe and Bermuda.
94GF Score
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