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CuscalASX:CCL +3.23%7 3-Year Book Growth Rate is 8.40% as of Jun. 2026, which is at its 10-year median of 8.40. GuruFocus rates ASX:CCL with a GF Score™ of 7/100. The stock has 8 warning signs investors should review. Among 2,487 Software companies, Cuscal ranks better than 58.34% on this metric.
During the past 12 months, Cuscal's average Book Value per Share Growth Rate was 10.50% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 8.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 5 years, the highest 3-Year average Book Value per Share Growth Rate of Cuscal was 8.40% per year. The lowest was 8.40% per year. And the median was 8.40% per year.
Cuscal (ASX:CCL) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Cuscal 3-Year Book Growth Rate Related Terms
ASX:CCL vs MSFT, PLTR, ORCL: 3-Year Book Growth Rate Comparison
For the Software - Infrastructure subindustry, Cuscal's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cuscal 3-Year Book Growth Rate vs Software Industry
For the Software industry and Technology sector, Cuscal's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Cuscal's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 8.40% mean?
Cuscal (ASX:CCL) has a 3-Year Book Growth Rate of 8.40% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Cuscal and its competitors. This is near median its historical median of 8.40. Over the past decade, Cuscal's 3-Year Book Growth Rate has ranged from 8.40 to 8.40. According to the industry distribution chart, Cuscal ranks #1036 out of 2487 companies in the Software industry, placing it in the top 41.7%.
Is Cuscal's 3-Year Book Growth Rate too high?
Cuscal's current 3-Year Book Growth Rate of 8.40% is near median its 10-year median of 8.40. Over the past 10 years, this metric has ranged from a low of 8.40 to a high of 8.40. The Software industry median 3-Year Book Growth Rate is 5.40. Cuscal's value of 8.40% is 55.6% above this industry median. Based on the distribution chart, Cuscal ranks #1036 out of 2487 companies in the Software industry, which is above the industry midpoint. Overall, Cuscal has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Cuscal's 3-Year Book Growth Rate compare to MSFT and PLTR?
According to the Software industry distribution chart, Cuscal ranks #1036 out of 2487 companies for 3-Year Book Growth Rate. This puts Cuscal in the upper half of its industry. The industry median 3-Year Book Growth Rate is 5.40. Cuscal's value of 8.40% is 55.6% above this benchmark. Historically, Cuscal's own 3-Year Book Growth Rate has ranged from 8.40 to 8.40 over the past decade. While the company's 10-year median is 8.40 vs. the industry median of 5.40, Cuscal has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Software company?
The median 3-Year Book Growth Rate among Software companies is 5.40, based on 2,487 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cuscal's current 3-Year Book Growth Rate of 8.40% is 55.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Cuscal and its competitors. For the Software industry, the median 3-Year Book Growth Rate is 5.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cuscal's current 3-Year Book Growth Rate is 8.40%, which is near median its own 10-year median of 8.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cuscal stock overvalued right now?
Cuscal (ASX:CCL) has a current 3-Year Book Growth Rate of 8.40%. The current 3-Year Book Growth Rate is 8.40%, which is near median its 10-year median of 8.40 and 55.6% above the Software industry median of 5.40. Cuscal's overall GF Score™ is 7/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Cuscal (ASX:CCL), the current 3-Year Book Growth Rate is 8.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Cuscal Ltd is a payment and regulated data services provider in Australia. The group offers a comprehensive suite of payment infrastructure solutions to a diversified client base. It enables a range of payment types, from physical cards to real-time payments, in the payment value chain and constantly evolves its offerings to meet the demands of a rapidly changing economy. The company has two reportable segments: Payments and Other segments. The payment segment encompasses electronic and paper payment processing, card products, card platform services, digital application development, liquidity management and settlement services, specialized finance facilities, network communication services, fraud management services, real-time payments, and open data services.
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