Business Description
Tyro Payments Ltd
ISIN : AU0000066508
Share Class Description:
ASX:TYR: Ordinary SharesDescription
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 3.58 | |||||
Equity-to-Asset | 0.51 | |||||
Debt-to-Equity | 0.11 | |||||
Debt-to-EBITDA | 0.36 | |||||
Interest Coverage | 3.72 | |||||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 1.64 | |||||
Beneish M-Score | -3.91 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 11.7 | |||||
3-Year EBITDA Growth Rate | 98.4 | |||||
3-Year Book Growth Rate | 11.9 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 13.11 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 2.76 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 38.19 | |||||
9-Day RSI | 43.11 | |||||
14-Day RSI | 46.5 | |||||
3-1 Month Momentum % | 5.88 | |||||
6-1 Month Momentum % | -20.2 | |||||
12-1 Month Momentum % | -7.43 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.26 | |||||
Quick Ratio | 1.25 | |||||
Cash Ratio | 0.57 | |||||
Days Inventory | 0.98 | |||||
Days Sales Outstanding | 23.87 | |||||
Days Payable | 45.24 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -0.5 | |||||
Shareholder Yield % | -0.21 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 46.83 | |||||
Operating Margin % | 3.15 | |||||
Net Margin % | 5.3 | |||||
EBITDA Margin % | 15.67 | |||||
FCF Margin % | 10.68 | |||||
OCF Margin % | 13.66 | |||||
ROE % | 10.96 | |||||
ROA % | 5.16 | |||||
ROIC % | 3.97 | |||||
3-Year ROIIC % | -261.51 | |||||
ROC (Joel Greenblatt) % | 39.99 | |||||
ROCE % | 9.75 | |||||
Years of Profitability over Past 10-Year | 3 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 17.02 | |||||
Forward PE Ratio | 16.02 | |||||
PE Ratio without NRI | 16.66 | |||||
Price-to-Owner-Earnings | 9.41 | |||||
PS Ratio | 0.92 | |||||
PB Ratio | 1.71 | |||||
Price-to-Tangible-Book | 2.58 | |||||
Price-to-Free-Cash-Flow | 8.43 | |||||
Price-to-Operating-Cash-Flow | 6.6 | |||||
EV-to-EBIT | 11.87 | |||||
EV-to-Forward-EBIT | 11.36 | |||||
EV-to-EBITDA | 4.66 | |||||
EV-to-Forward-EBITDA | 5.19 | |||||
EV-to-Revenue | 0.73 | |||||
EV-to-Forward-Revenue | 0.76 | |||||
EV-to-FCF | 7.87 | |||||
Price-to-GF-Value | 0.74 | |||||
Price-to-Graham-Number | 1.4 | |||||
Earnings Yield (Greenblatt) % | 8.43 | |||||
FCF Yield % | 12.19 |
Tyro Payments Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Tyro Payments Ltd Stock Events
| Event | Date | Price (A$) | ||
|---|---|---|---|---|
| General meeting for 2026 | 2026-11-26 14:00 | In 155 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-08-26 09:30 | In 63 days | ||
| Annual report for 2026 | 2026-08-26 | In 62 days | ||
| Fourth quarter earnings results for 2026 | 2026-08-26 | In 62 days | ||
| Second quarter earnings conference call for 2026 | 2026-02-24 09:30 | 0.94 (-0.53%) | ||
| Second quarter earnings results for 2026 | 2026-02-24 | 0.94 (-0.53%) | ||
| General meeting for 2025 | 2025-11-26 14:00 | 1.01 (-1.47%) | ||
| Fourth quarter earnings conference call for 2025 | 2025-08-26 09:30 | 1.20 (+2.13%) | ||
| Annual report for 2025 | 2025-08-26 | 1.20 (+2.13%) | ||
| Fourth quarter earnings results for 2025 | 2025-08-26 | 1.20 (+2.13%) |
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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