Asia Sermkij Leasing PCL (BKK:ASK-R) 3-Year Book Growth Rate: -4.60% (As of Jun. 2026)

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:ASK-R Asia Sermkij Leasing PCL BKK:ASK-R
42 GF Score
Price ฿11.33
GF Value ฿1,813.78
Valuation Possible Value Trap
! 4 Warning Signs
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What is Asia Sermkij Leasing PCL 3-Year Book Growth Rate?

Asia Sermkij Leasing PCL BKK:ASK-R -0.65% 42 3-Year Book Growth Rate is -4.60% as of Jun. 2026. GuruFocus rates BKK:ASK-R with a GF Score™ of 42/100 and a GF Value™ of ฿1,813.78 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 516 Credit Services companies, Asia Sermkij Leasing PCL ranks worse than 83.91% on this metric.

Asia Sermkij Leasing PCL's Book Value per Share for the quarter that ended in Jun. 2026 was ฿17.04.

During the past 12 months, Asia Sermkij Leasing PCL's average Book Value per Share Growth Rate was 3.30% per year. During the past 3 years, the average Book Value per Share Growth Rate was -4.60% per year. During the past 5 years, the average Book Value per Share Growth Rate was 3.10% per year. During the past 10 years, the average Book Value per Share Growth Rate was 6.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Asia Sermkij Leasing PCL was 12.10% per year. The lowest was -10.50% per year. And the median was 6.40% per year.


Asia Sermkij Leasing PCL  (BKK:ASK-R) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Asia Sermkij Leasing PCL 3-Year Book Growth Rate Related Terms


BKK:ASK-R vs V, MA, AXP: 3-Year Book Growth Rate Comparison

For the Credit Services subindustry, Asia Sermkij Leasing PCL's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asia Sermkij Leasing PCL 3-Year Book Growth Rate vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Asia Sermkij Leasing PCL's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Asia Sermkij Leasing PCL's 3-Year Book Growth Rate falls into.


BKK:ASK-R
42GF Score
Asia Sermkij Leasing PCL BKK:ASK-R
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Asia Sermkij Leasing PCL 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of -4.60% mean?
Asia Sermkij Leasing PCL (BKK:ASK-R) has a 3-Year Book Growth Rate of -4.60% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Asia Sermkij Leasing PCL and its competitors. According to the industry distribution chart, Asia Sermkij Leasing PCL ranks #433 out of 516 companies in the Credit Services industry, placing it in the top 83.9%.
Is Asia Sermkij Leasing PCL's 3-Year Book Growth Rate too high?
Asia Sermkij Leasing PCL's current 3-Year Book Growth Rate is -4.60%. Based on the distribution chart, Asia Sermkij Leasing PCL ranks #433 out of 516 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Asia Sermkij Leasing PCL has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Asia Sermkij Leasing PCL's 3-Year Book Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Asia Sermkij Leasing PCL ranks #433 out of 516 companies for 3-Year Book Growth Rate. This places Asia Sermkij Leasing PCL in the lower half of its industry. The industry median 3-Year Book Growth Rate is 6.00. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Credit Services company?
The median 3-Year Book Growth Rate among Credit Services companies is 6.00, based on 516 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Asia Sermkij Leasing PCL and its competitors. For the Credit Services industry, the median 3-Year Book Growth Rate is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Sermkij Leasing PCL's current 3-Year Book Growth Rate is -4.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Sermkij Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Asia Sermkij Leasing PCL (BKK:ASK-R) is currently considered Possible Value Trap. The stock's GF Value™ is ฿1,813.78, compared to a current price of ฿11.33 — trading 99.4% below its estimated fair value. The current 3-Year Book Growth Rate is -4.60%. Asia Sermkij Leasing PCL's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Asia Sermkij Leasing PCL (BKK:ASK-R), the current 3-Year Book Growth Rate is -4.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asia Sermkij Leasing PCL (BKK:ASK-R) Overvalued in 2026?

Based on GuruFocus' analysis, Asia Sermkij Leasing PCL stock appears to be undervalued. The current stock price of ฿11.33 is trading 99.4% below its estimated GF Value™ of ฿1,813.78. GuruFocus considers Asia Sermkij Leasing PCL to be Possible Value Trap.

Key valuation signals for BKK:ASK-R:

  • 3-Year Book Growth Rate: -4.60%
  • GF Value™: ฿1,813.78 vs. price of ฿11.33 (99.4% below fair value)
  • GF Score™: 42/100 with 4 warning signs

No single metric tells the full story. See the BKK:ASK-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asia Sermkij Leasing PCL Business Description

Other Exchanges ASK:Thailand
Address Sukhumvit Road, No. 129, JLK Tower, 19th - 21st Floor, Khlong Toei Nuea, Wattana, Bangkok, THA, 10120
Asia Sermkij Leasing PCL operates a hire purchase business for all types of automobiles in the form of new car financing to its customers in Bangkok and the metropolitan area. Subsequently, the company has expanded its business into used car hire purchases, personal loans, and floor plan financing, as well as other services such as auto registration, tax renewal, and insurance services. The company has reportable operating segments: Hire purchase, Leasing, Loan, and Insurance broker. The majority of its revenue is generated from the Hire purchase segment, which provides auto and machine hire purchase services for consumers and commercial customers.
42GF Score

Get the complete analysis for BKK:ASK-R

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿11.33
Price
฿1,813.78
GF Value