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Asia Sermkij Leasing PCLBKK:ASK-R -0.65%42 Equity-to-Asset is 0.20 as of Jun. 2026, which is 43% above its 10-year median of 0.14. GuruFocus rates BKK:ASK-R with a GF Score™ of 42/100 and a GF Value™ of ฿1,813.78 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 550 Credit Services companies, Asia Sermkij Leasing PCL ranks worse than 69.27% on this metric.
Asia Sermkij Leasing PCL (BKK:ASK-R) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Asia Sermkij Leasing PCL Equity-to-Asset Related Terms
Asia Sermkij Leasing PCL Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:ASK-R vs V, MA, AXP: Equity-to-Asset Comparison
For the Credit Services subindustry, Asia Sermkij Leasing PCL's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia Sermkij Leasing PCL Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Asia Sermkij Leasing PCL's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Asia Sermkij Leasing PCL's Equity-to-Asset falls into.
Asia Sermkij Leasing PCL Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Asia Sermkij Leasing PCL's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asia Sermkij Leasing PCL (BKK:ASK-R) has a Equity-to-Asset of 0.20 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Asia Sermkij Leasing PCL and its competitors. This is 43% above median its historical median of 0.14. Over the past decade, Asia Sermkij Leasing PCL's Equity-to-Asset has ranged from 0.11 to 0.20. According to the industry distribution chart, Asia Sermkij Leasing PCL ranks #381 out of 550 companies in the Credit Services industry, placing it in the top 69.3%.
Is Asia Sermkij Leasing PCL's Equity-to-Asset too high?
Asia Sermkij Leasing PCL's current Equity-to-Asset of 0.20 is 43% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.20. The Credit Services industry median Equity-to-Asset is 0.40. Asia Sermkij Leasing PCL's value of 0.20 is 50% below this industry median. Based on the distribution chart, Asia Sermkij Leasing PCL ranks #381 out of 550 companies in the Credit Services industry, which is below the industry midpoint. Overall, Asia Sermkij Leasing PCL has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Asia Sermkij Leasing PCL's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Asia Sermkij Leasing PCL ranks #381 out of 550 companies for Equity-to-Asset. This places Asia Sermkij Leasing PCL in the lower half of its industry. The industry median Equity-to-Asset is 0.40. Asia Sermkij Leasing PCL's value of 0.20 is 50% below this benchmark. Historically, Asia Sermkij Leasing PCL's own Equity-to-Asset has ranged from 0.11 to 0.20 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.40, Asia Sermkij Leasing PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 550 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia Sermkij Leasing PCL's current Equity-to-Asset of 0.20 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Asia Sermkij Leasing PCL and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Sermkij Leasing PCL's current Equity-to-Asset is 0.20, which is 43% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Sermkij Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Asia Sermkij Leasing PCL (BKK:ASK-R) is currently considered Possible Value Trap. The stock's GF Value™ is ฿1,813.78, compared to a current price of ฿11.33 — trading 99.4% below its estimated fair value. The current Equity-to-Asset is 0.20, which is 43% above median its 10-year median of 0.14 and 50% below the Credit Services industry median of 0.40. Asia Sermkij Leasing PCL's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Asia Sermkij Leasing PCL (BKK:ASK-R), the current Equity-to-Asset is 0.20 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia Sermkij Leasing PCL (BKK:ASK-R) Overvalued in 2026?
Based on GuruFocus' analysis, Asia Sermkij Leasing PCL stock appears to be undervalued.
The current stock price of ฿11.33 is trading 99.4% below its estimated GF Value™ of ฿1,813.78.
GuruFocus considers Asia Sermkij Leasing PCL to be Possible Value Trap.
Key valuation signals for BKK:ASK-R:
Equity-to-Asset: 0.20 (43% above median its 10-year median of 0.14)
GF Value™: ฿1,813.78 vs. price of ฿11.33 (99.4% below fair value)
Industry Position: 50% below the Credit Services median (#381 of 550)
No single metric tells the full story. See the BKK:ASK-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia Sermkij Leasing PCL operates a hire purchase business for all types of automobiles in the form of new car financing to its customers in Bangkok and the metropolitan area. Subsequently, the company has expanded its business into used car hire purchases, personal loans, and floor plan financing, as well as other services such as auto registration, tax renewal, and insurance services. The company has reportable operating segments: Hire purchase, Leasing, Loan, and Insurance broker. The majority of its revenue is generated from the Hire purchase segment, which provides auto and machine hire purchase services for consumers and commercial customers.
42GF Score
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