Attijariwafa Bank (CAS:ATW) 3-Year Book Growth Rate: 8.30% (As of Jun. 2026) — 27% Above Median

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:ATW Attijariwafa Bank SA CAS:ATW
62 GF Score
Price MAD680.50
GF Value MAD655.66
Valuation Fairly Valued
! 3 Warning Signs
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What is Attijariwafa Bank 3-Year Book Growth Rate?

Attijariwafa Bank CAS:ATW -2.47% 62 3-Year Book Growth Rate is 8.30% as of Jun. 2026, which is 27% above its 10-year median of 6.55. GuruFocus rates CAS:ATW with a GF Score™ of 62/100 and a GF Value™ of MAD655.66 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,486 Banks companies, Attijariwafa Bank ranks worse than 53.77% on this metric.

Attijariwafa Bank's Book Value per Share for the quarter that ended in Jun. 2026 was MAD402.45.

During the past 12 months, Attijariwafa Bank's average Book Value per Share Growth Rate was 8.70% per year. During the past 3 years, the average Book Value per Share Growth Rate was 8.30% per year. During the past 5 years, the average Book Value per Share Growth Rate was 6.90% per year. During the past 10 years, the average Book Value per Share Growth Rate was 5.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Attijariwafa Bank was 24.60% per year. The lowest was 3.70% per year. And the median was 6.55% per year.


Attijariwafa Bank  (CAS:ATW) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Attijariwafa Bank 3-Year Book Growth Rate Related Terms


CAS:ATW vs JPM, BAC, WFC: 3-Year Book Growth Rate Comparison

For the Banks - Diversified subindustry, Attijariwafa Bank's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Attijariwafa Bank 3-Year Book Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Attijariwafa Bank's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Attijariwafa Bank's 3-Year Book Growth Rate falls into.


CAS:ATW
62GF Score
Attijariwafa Bank SA CAS:ATW
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Attijariwafa Bank 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of 8.30% mean?
Attijariwafa Bank (CAS:ATW) has a 3-Year Book Growth Rate of 8.30% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Attijariwafa Bank and its competitors. This is 27% above median its historical median of 6.55. Over the past decade, Attijariwafa Bank's 3-Year Book Growth Rate has ranged from 3.70 to 24.60. According to the industry distribution chart, Attijariwafa Bank ranks #799 out of 1486 companies in the Banks industry, placing it in the top 53.8%.
Is Attijariwafa Bank's 3-Year Book Growth Rate too high?
Attijariwafa Bank's current 3-Year Book Growth Rate of 8.30% is 27% above median its 10-year median of 6.55. Over the past 10 years, this metric has ranged from a low of 3.70 to a high of 24.60. The Banks industry median 3-Year Book Growth Rate is 8.80. Attijariwafa Bank's value of 8.30% is 5.7% below this industry median. Based on the distribution chart, Attijariwafa Bank ranks #799 out of 1486 companies in the Banks industry, which is below the industry midpoint. Overall, Attijariwafa Bank has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Attijariwafa Bank's 3-Year Book Growth Rate compare to JPM and BAC?
According to the Banks industry distribution chart, Attijariwafa Bank ranks #799 out of 1486 companies for 3-Year Book Growth Rate. This places Attijariwafa Bank in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Attijariwafa Bank's value of 8.30% is 5.7% below this benchmark. Historically, Attijariwafa Bank's own 3-Year Book Growth Rate has ranged from 3.70 to 24.60 over the past decade. While the company's 10-year median is 6.55 vs. the industry median of 8.80, Attijariwafa Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Attijariwafa Bank's current 3-Year Book Growth Rate of 8.30% is 5.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Attijariwafa Bank and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Attijariwafa Bank's current 3-Year Book Growth Rate is 8.30%, which is 27% above median its own 10-year median of 6.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Attijariwafa Bank stock overvalued right now?
Based on GuruFocus' analysis, Attijariwafa Bank (CAS:ATW) is currently considered Fairly Valued. The stock's GF Value™ is MAD655.66, compared to a current price of MAD680.50 — trading 3.8% above its estimated fair value. The current 3-Year Book Growth Rate is 8.30%, which is 27% above median its 10-year median of 6.55 and 5.7% below the Banks industry median of 8.80. Attijariwafa Bank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Attijariwafa Bank (CAS:ATW), the current 3-Year Book Growth Rate is 8.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Attijariwafa Bank (CAS:ATW) Overvalued in 2026?

Based on GuruFocus' analysis, Attijariwafa Bank stock appears to be overvalued. The current stock price of MAD680.50 is trading 3.8% above its estimated GF Value™ of MAD655.66. GuruFocus considers Attijariwafa Bank to be Fairly Valued.

Key valuation signals for CAS:ATW:

  • 3-Year Book Growth Rate: 8.30% (27% above median its 10-year median of 6.55)
  • GF Value™: MAD655.66 vs. price of MAD680.50 (3.8% above fair value)
  • GF Score™: 62/100 with 3 warning signs
  • Industry Position: 5.7% below the Banks median (#799 of 1486)

No single metric tells the full story. See the CAS:ATW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Attijariwafa Bank Business Description

Address 2, Boulevard Moulay Youssef, PO Box No. 20000, Casablanca, MAR
Attijariwafa Bank SA is a Morrocan based financial and banking group. It is engaged in the provision of banking and insurance products and services. The company's banking activities include personal and professional banking, corporate banking, investment banking and international banking.
62GF Score

Get the complete analysis for CAS:ATW

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD680.50
Price
MAD655.66
GF Value