Attijariwafa BankCAS:ATW +0.16%72 Net Margin % is 29.82% as of Mar. 2026, which is 24% above its 10-year median of 24.01. GuruFocus rates CAS:ATW with a GF Score™ of 72/100 and a GF Value™ of MAD641.03 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,526 Banks companies, Attijariwafa Bank ranks better than 62.98% on this metric.
The historical rank and industry rank for Attijariwafa Bank's Net Margin % or its related term are showing as below:
CAS:ATW'
s Net Margin % Range Over the Past 10 Years
Min: 12.29 Med: 24.01 Max: 30.68
Current: 30.66
CAS:ATW's Net Margin % is ranked better than 62.98% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs CAS:ATW: 30.66
Attijariwafa Bank (CAS:ATW) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Attijariwafa Bank Net Margin % Related Terms
Attijariwafa Bank Net Margin % Historical Data
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The historical data trend for Attijariwafa Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Attijariwafa Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Attijariwafa Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Attijariwafa Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Attijariwafa Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Attijariwafa Bank (CAS:ATW) has a Net Margin % of 29.82% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Attijariwafa Bank and its competitors. This is 24% above median its historical median of 24.01. Over the past decade, Attijariwafa Bank's Net Margin % has ranged from 12.29 to 30.68. According to the industry distribution chart, Attijariwafa Bank ranks #565 out of 1526 companies in the Banks industry, placing it in the top 37%.
Is Attijariwafa Bank's Net Margin % too high?
Attijariwafa Bank's current Net Margin % of 29.82% is 24% above median its 10-year median of 24.01. Over the past 10 years, this metric has ranged from a low of 12.29 to a high of 30.68. The Banks industry median Net Margin % is 26.97. Attijariwafa Bank's value of 29.82% is 10.6% above this industry median. Based on the distribution chart, Attijariwafa Bank ranks #565 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Attijariwafa Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Attijariwafa Bank's Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Attijariwafa Bank ranks #565 out of 1526 companies for Net Margin %. This puts Attijariwafa Bank in the upper half of its industry. The industry median Net Margin % is 26.97. Attijariwafa Bank's value of 29.82% is 10.6% above this benchmark. Historically, Attijariwafa Bank's own Net Margin % has ranged from 12.29 to 30.68 over the past decade. While the company's 10-year median is 24.01 vs. the industry median of 26.97, Attijariwafa Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Attijariwafa Bank's current Net Margin % of 29.82% is 10.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Attijariwafa Bank and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Attijariwafa Bank's current Net Margin % is 29.82%, which is 24% above median its own 10-year median of 24.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Attijariwafa Bank stock overvalued right now?
Based on GuruFocus' analysis, Attijariwafa Bank (CAS:ATW) is currently considered Fairly Valued. The stock's GF Value™ is MAD641.03, compared to a current price of MAD689.00 — trading 7.5% above its estimated fair value. The current Net Margin % is 29.82%, which is 24% above median its 10-year median of 24.01 and 10.6% above the Banks industry median of 26.97. Attijariwafa Bank's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Attijariwafa Bank (CAS:ATW), the current Net Margin % is 29.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Attijariwafa Bank (CAS:ATW) Overvalued in 2026?
Based on GuruFocus' analysis, Attijariwafa Bank stock appears to be overvalued.
The current stock price of MAD689.00 is trading 7.5% above its estimated GF Value™ of MAD641.03.
GuruFocus considers Attijariwafa Bank to be Fairly Valued.
Key valuation signals for CAS:ATW:
Net Margin %: 29.82% (24% above median its 10-year median of 24.01)
GF Value™: MAD641.03 vs. price of MAD689.00 (7.5% above fair value)
Industry Position: 10.6% above the Banks median (#565 of 1526)
No single metric tells the full story. See the CAS:ATW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Attijariwafa Bank SA is a Morrocan based financial and banking group. It is engaged in the provision of banking and insurance products and services. The company's banking activities include personal and professional banking, corporate banking, investment banking and international banking.
72GF Score
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