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Attijariwafa BankCAS:ATW +2.22%70 Debt-to-Equity is 0.47 as of Mar. 2026, which is 29% below its 10-year median of 0.66. GuruFocus rates CAS:ATW with a GF Score™ of 70/100 and a GF Value™ of MAD646.25 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,418 Banks companies, Attijariwafa Bank ranks better than 55.85% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Attijariwafa Bank's Debt-to-Equity or its related term are showing as below:
CAS:ATW'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.47 Med: 0.66 Max: 0.86
Current: 0.47
During the past 13 years, the highest Debt-to-Equity Ratio of Attijariwafa Bank was 0.86. The lowest was 0.47. And the median was 0.66.
CAS:ATW's Debt-to-Equity is ranked better than 55.85% of 1418
companies
in the Banks industry
Industry Median: 0.57
vs CAS:ATW: 0.47
Attijariwafa Bank (CAS:ATW) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Attijariwafa Bank Debt-to-Equity Related Terms
Attijariwafa Bank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Attijariwafa Bank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:ATW vs JPM, BAC, WFC: Debt-to-Equity Comparison
For the Banks - Diversified subindustry, Attijariwafa Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Attijariwafa Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Attijariwafa Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Attijariwafa Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Attijariwafa Bank (CAS:ATW) has a Debt-to-Equity of 0.47 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Attijariwafa Bank and its competitors. This is 29% below median its historical median of 0.66. Over the past decade, Attijariwafa Bank's Debt-to-Equity has ranged from 0.47 to 0.86. According to the industry distribution chart, Attijariwafa Bank ranks #626 out of 1418 companies in the Banks industry, placing it in the top 44.1%.
Is Attijariwafa Bank's Debt-to-Equity too high?
Attijariwafa Bank's current Debt-to-Equity of 0.47 is 29% below median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 0.86. The Banks industry median Debt-to-Equity is 0.57. Attijariwafa Bank's value of 0.47 is 17.5% below this industry median. Based on the distribution chart, Attijariwafa Bank ranks #626 out of 1418 companies in the Banks industry, which is above the industry midpoint. Overall, Attijariwafa Bank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Attijariwafa Bank's Debt-to-Equity compare to JPM and BAC?
According to the Banks industry distribution chart, Attijariwafa Bank ranks #626 out of 1418 companies for Debt-to-Equity. This puts Attijariwafa Bank in the upper half of its industry. The industry median Debt-to-Equity is 0.57. Attijariwafa Bank's value of 0.47 is 17.5% below this benchmark. Historically, Attijariwafa Bank's own Debt-to-Equity has ranged from 0.47 to 0.86 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 0.57, Attijariwafa Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,418 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Attijariwafa Bank's current Debt-to-Equity of 0.47 is 17.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Attijariwafa Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Attijariwafa Bank's current Debt-to-Equity is 0.47, which is 29% below median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Attijariwafa Bank stock overvalued right now?
Based on GuruFocus' analysis, Attijariwafa Bank (CAS:ATW) is currently considered Fairly Valued. The stock's GF Value™ is MAD646.25, compared to a current price of MAD690.00 — trading 6.8% above its estimated fair value. The current Debt-to-Equity is 0.47, which is 29% below median its 10-year median of 0.66 and 17.5% below the Banks industry median of 0.57. Attijariwafa Bank's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Attijariwafa Bank (CAS:ATW), the current Debt-to-Equity is 0.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Attijariwafa Bank (CAS:ATW) Overvalued in 2026?
Based on GuruFocus' analysis, Attijariwafa Bank stock appears to be overvalued.
The current stock price of MAD690.00 is trading 6.8% above its estimated GF Value™ of MAD646.25.
GuruFocus considers Attijariwafa Bank to be Fairly Valued.
Key valuation signals for CAS:ATW:
Debt-to-Equity: 0.47 (29% below median its 10-year median of 0.66)
GF Value™: MAD646.25 vs. price of MAD690.00 (6.8% above fair value)
Industry Position: 17.5% below the Banks median (#626 of 1418)
No single metric tells the full story. See the CAS:ATW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Attijariwafa Bank SA is a Morrocan based financial and banking group. It is engaged in the provision of banking and insurance products and services. The company's banking activities include personal and professional banking, corporate banking, investment banking and international banking.
70GF Score
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