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IPA Investment Group JSCHSTC:IPA +1.57%82 3-Year Book Growth Rate is 11.30% as of Jun. 2026, which is 59% below its 10-year median of 27.80. GuruFocus rates HSTC:IPA with a GF Score™ of 82/100 and a GF Value™ of ₫20,325.71 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 754 Capital Markets companies, IPA Investment Group JSC ranks better than 68.97% on this metric.
During the past 12 months, IPA Investment Group JSC's average Book Value per Share Growth Rate was 12.30% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 11.30% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 15.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 11 years, the highest 3-Year average Book Value per Share Growth Rate of IPA Investment Group JSC was 35.20% per year. The lowest was 0.90% per year. And the median was 27.80% per year.
IPA Investment Group JSC (HSTC:IPA) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
IPA Investment Group JSC 3-Year Book Growth Rate Related Terms
HSTC:IPA vs MS, GS, SCHW: 3-Year Book Growth Rate Comparison
For the Capital Markets subindustry, IPA Investment Group JSC's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IPA Investment Group JSC 3-Year Book Growth Rate vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, IPA Investment Group JSC's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where IPA Investment Group JSC's 3-Year Book Growth Rate falls into.
IPA Investment Group JSC 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 11.30% mean?
IPA Investment Group JSC (HSTC:IPA) has a 3-Year Book Growth Rate of 11.30% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for IPA Investment Group JSC and its competitors. This is 59% below median its historical median of 27.80. Over the past decade, IPA Investment Group JSC's 3-Year Book Growth Rate has ranged from 0.90 to 35.20. According to the industry distribution chart, IPA Investment Group JSC ranks #234 out of 754 companies in the Capital Markets industry, placing it in the top 31%.
Is IPA Investment Group JSC's 3-Year Book Growth Rate too high?
IPA Investment Group JSC's current 3-Year Book Growth Rate of 11.30% is 59% below median its 10-year median of 27.80. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 35.20. The Capital Markets industry median 3-Year Book Growth Rate is 5.45. IPA Investment Group JSC's value of 11.30% is 107.3% above this industry median. Based on the distribution chart, IPA Investment Group JSC ranks #234 out of 754 companies in the Capital Markets industry, which is above the industry midpoint. Overall, IPA Investment Group JSC has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does IPA Investment Group JSC's 3-Year Book Growth Rate compare to MS and GS?
According to the Capital Markets industry distribution chart, IPA Investment Group JSC ranks #234 out of 754 companies for 3-Year Book Growth Rate. This puts IPA Investment Group JSC in the upper half of its industry. The industry median 3-Year Book Growth Rate is 5.45. IPA Investment Group JSC's value of 11.30% is 107.3% above this benchmark. Historically, IPA Investment Group JSC's own 3-Year Book Growth Rate has ranged from 0.90 to 35.20 over the past decade. While the company's 10-year median is 27.80 vs. the industry median of 5.45, IPA Investment Group JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Capital Markets company?
The median 3-Year Book Growth Rate among Capital Markets companies is 5.45, based on 754 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IPA Investment Group JSC's current 3-Year Book Growth Rate of 11.30% is 107.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for IPA Investment Group JSC and its competitors. For the Capital Markets industry, the median 3-Year Book Growth Rate is 5.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IPA Investment Group JSC's current 3-Year Book Growth Rate is 11.30%, which is 59% below median its own 10-year median of 27.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IPA Investment Group JSC stock overvalued right now?
Based on GuruFocus' analysis, IPA Investment Group JSC (HSTC:IPA) is currently considered Possible Value Trap. The stock's GF Value™ is ₫20,325.71, compared to a current price of ₫12,900.00 — trading 36.5% below its estimated fair value. The current 3-Year Book Growth Rate is 11.30%, which is 59% below median its 10-year median of 27.80 and 107.3% above the Capital Markets industry median of 5.45. IPA Investment Group JSC's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For IPA Investment Group JSC (HSTC:IPA), the current 3-Year Book Growth Rate is 11.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IPA Investment Group JSC (HSTC:IPA) Overvalued in 2026?
Based on GuruFocus' analysis, IPA Investment Group JSC stock appears to be undervalued.
The current stock price of ₫12,900.00 is trading 36.5% below its estimated GF Value™ of ₫20,325.71.
GuruFocus considers IPA Investment Group JSC to be Possible Value Trap.
Key valuation signals for HSTC:IPA:
3-Year Book Growth Rate: 11.30% (59% below median its 10-year median of 27.80)
GF Value™: ₫20,325.71 vs. price of ₫12,900.00 (36.5% below fair value)
Industry Position: 107.3% above the Capital Markets median (#234 of 754)
No single metric tells the full story. See the HSTC:IPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IPA Investment Group JSC is a Vietnamese multi-sector investment group that builds and operates a business ecosystem under its Capability Bank model. It conducts diversified operations directly and through subsidiaries, associates, and affiliated companies within the IPA Group ecosystem in Vietnam. Its reported operating segments are Financial Services, Investment, Commercial Electricity Production, Business Solutions, Food and Beverage, and Others, which include services, real estate, and goods. The Business Solutions segment provides technology and digital solutions to corporate customers, while Commercial Electricity Production covers construction investment, development of power facilities, and trading of commercial electricity; these two segments generate the majority of group revenue. The group's customers are primarily Vietnamese businesses and organizations, and its revenue derives from service fees, technology and digital solution contracts, electricity sales, investment returns, and other operating activities across its portfolio companies.
82GF Score
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