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IPA Investment Group JSCHSTC:IPA 85 Debt-to-EBITDA is 5.33 as of Mar. 2026, which is 18% above its 10-year median of 4.53. GuruFocus rates HSTC:IPA with a GF Score™ of 85/100 and a GF Value™ of ₫23,381.43 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 422 Capital Markets companies, IPA Investment Group JSC ranks worse than 71.56% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for IPA Investment Group JSC's Debt-to-EBITDA or its related term are showing as below:
HSTC:IPA'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.07 Med: 4.53 Max: 7.48
Current: 4.85
During the past 8 years, the highest Debt-to-EBITDA Ratio of IPA Investment Group JSC was 7.48. The lowest was 2.07. And the median was 4.53.
HSTC:IPA's Debt-to-EBITDA is ranked worse than 71.56% of 422
companies
in the Capital Markets industry
Industry Median: 1.6
vs HSTC:IPA: 4.85
IPA Investment Group JSC (HSTC:IPA) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
IPA Investment Group JSC Debt-to-EBITDA Related Terms
IPA Investment Group JSC Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HSTC:IPA vs MS, GS, SCHW: Debt-to-EBITDA Comparison
For the Capital Markets subindustry, IPA Investment Group JSC's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IPA Investment Group JSC Debt-to-EBITDA vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, IPA Investment Group JSC's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where IPA Investment Group JSC's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
IPA Investment Group JSC (HSTC:IPA) has a Debt-to-EBITDA of 5.33 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on IPA Investment Group JSC. This is 18% above median its historical median of 4.53. Over the past decade, IPA Investment Group JSC's Debt-to-EBITDA has ranged from 2.07 to 7.48. According to the industry distribution chart, IPA Investment Group JSC ranks #302 out of 422 companies in the Capital Markets industry, placing it in the top 71.6%.
Is IPA Investment Group JSC's Debt-to-EBITDA too high?
IPA Investment Group JSC's current Debt-to-EBITDA of 5.33 is 18% above median its 10-year median of 4.53. Over the past 10 years, this metric has ranged from a low of 2.07 to a high of 7.48. The Capital Markets industry median Debt-to-EBITDA is 1.60. IPA Investment Group JSC's value of 5.33 is 233.1% above this industry median. Based on the distribution chart, IPA Investment Group JSC ranks #302 out of 422 companies in the Capital Markets industry, which is below the industry midpoint. Overall, IPA Investment Group JSC has a GF Score™ of 85/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does IPA Investment Group JSC's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, IPA Investment Group JSC ranks #302 out of 422 companies for Debt-to-EBITDA. This places IPA Investment Group JSC in the lower half of its industry. The industry median Debt-to-EBITDA is 1.60. IPA Investment Group JSC's value of 5.33 is 233.1% above this benchmark. Historically, IPA Investment Group JSC's own Debt-to-EBITDA has ranged from 2.07 to 7.48 over the past decade. While the company's 10-year median is 4.53 vs. the industry median of 1.60, IPA Investment Group JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.60, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IPA Investment Group JSC's current Debt-to-EBITDA of 5.33 is 233.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on IPA Investment Group JSC. For the Capital Markets industry, the median Debt-to-EBITDA is 1.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IPA Investment Group JSC's current Debt-to-EBITDA is 5.33, which is 18% above median its own 10-year median of 4.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IPA Investment Group JSC stock overvalued right now?
Based on GuruFocus' analysis, IPA Investment Group JSC (HSTC:IPA) is currently considered Possible Value Trap. The stock's GF Value™ is ₫23,381.43, compared to a current price of ₫14,500.00 — trading 38% below its estimated fair value. The current Debt-to-EBITDA is 5.33, which is 18% above median its 10-year median of 4.53 and 233.1% above the Capital Markets industry median of 1.60. IPA Investment Group JSC's overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For IPA Investment Group JSC (HSTC:IPA), the current Debt-to-EBITDA is 5.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IPA Investment Group JSC (HSTC:IPA) Overvalued in 2026?
Based on GuruFocus' analysis, IPA Investment Group JSC stock appears to be undervalued.
The current stock price of ₫14,500.00 is trading 38% below its estimated GF Value™ of ₫23,381.43.
GuruFocus considers IPA Investment Group JSC to be Possible Value Trap.
Key valuation signals for HSTC:IPA:
Debt-to-EBITDA: 5.33 (18% above median its 10-year median of 4.53)
GF Value™: ₫23,381.43 vs. price of ₫14,500.00 (38% below fair value)
Industry Position: 233.1% above the Capital Markets median (#302 of 422)
No single metric tells the full story. See the HSTC:IPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IPA Investment Group JSC is a multi-sector investment group building and operating a business ecosystem under the Capability Bank model. It operates diversified business lines directly and/or through subsidiaries, associated companies, and enterprises within the IPA Group ecosystem in Vietnam. The Group's operating business segments are: Financial Services, Investment, Commercial electricity production, Business solutions, F&B, and Others: other services, real estate, goods, etc. The majority of its revenue is derived from its Business solutions and Commercial electricity production segments. These segments offer technology and digital solutions to businesses and engage in construction investment, power facilities development, and the trading of commercial electricity.
85GF Score
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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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