Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Sai CapitalNSE:SAICAPI -2.89%49 3-Year Book Growth Rate is 0.90% as of Mar. 2026, which is 47% below its 10-year median of 1.70. GuruFocus rates NSE:SAICAPI with a GF Score™ of 49/100 and a GF Value™ of ₹215.53 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 758 Capital Markets companies, Sai Capital ranks worse than 69.26% on this metric.
During the past 12 months, Sai Capital's average Book Value per Share Growth Rate was 3.50% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 0.90% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 0.90% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 77.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Sai Capital was 1009.40% per year. The lowest was -26.90% per year. And the median was 1.70% per year.
Sai Capital (NSE:SAICAPI) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Sai Capital 3-Year Book Growth Rate Related Terms
NSE:SAICAPI vs : 3-Year Book Growth Rate Comparison
For the Capital Markets subindustry, Sai Capital's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sai Capital 3-Year Book Growth Rate vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Sai Capital's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Sai Capital's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 0.90% mean?
Sai Capital (NSE:SAICAPI) has a 3-Year Book Growth Rate of 0.90% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Sai Capital and its competitors. This is 47% below median its historical median of 1.70. According to the industry distribution chart, Sai Capital ranks #525 out of 758 companies in the Capital Markets industry, placing it in the top 69.3%.
Is Sai Capital's 3-Year Book Growth Rate too high?
Sai Capital's current 3-Year Book Growth Rate of 0.90% is 47% below median its 10-year median of 1.70. The Capital Markets industry median 3-Year Book Growth Rate is 5.60. Sai Capital's value of 0.90% is 83.9% below this industry median. Based on the distribution chart, Sai Capital ranks #525 out of 758 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Sai Capital has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sai Capital's 3-Year Book Growth Rate compare to ?
According to the Capital Markets industry distribution chart, Sai Capital ranks #525 out of 758 companies for 3-Year Book Growth Rate. This places Sai Capital in the lower half of its industry. The industry median 3-Year Book Growth Rate is 5.60. Sai Capital's value of 0.90% is 83.9% below this benchmark. While the company's 10-year median is 1.70 vs. the industry median of 5.60, Sai Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Capital Markets company?
The median 3-Year Book Growth Rate among Capital Markets companies is 5.60, based on 758 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sai Capital's current 3-Year Book Growth Rate of 0.90% is 83.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Sai Capital and its competitors. For the Capital Markets industry, the median 3-Year Book Growth Rate is 5.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sai Capital's current 3-Year Book Growth Rate is 0.90%, which is 47% below median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sai Capital stock overvalued right now?
Based on GuruFocus' analysis, Sai Capital (NSE:SAICAPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₹215.53, compared to a current price of ₹146.44 — trading 32.1% below its estimated fair value. The current 3-Year Book Growth Rate is 0.90%, which is 47% below median its 10-year median of 1.70 and 83.9% below the Capital Markets industry median of 5.60. Sai Capital's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Sai Capital (NSE:SAICAPI), the current 3-Year Book Growth Rate is 0.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sai Capital (NSE:SAICAPI) Overvalued in 2026?
Based on GuruFocus' analysis, Sai Capital stock appears to be undervalued.
The current stock price of ₹146.44 is trading 32.1% below its estimated GF Value™ of ₹215.53.
GuruFocus considers Sai Capital to be Possible Value Trap.
Key valuation signals for NSE:SAICAPI:
3-Year Book Growth Rate: 0.90% (47% below median its 10-year median of 1.70)
GF Value™: ₹215.53 vs. price of ₹146.44 (32.1% below fair value)
Industry Position: 83.9% below the Capital Markets median (#525 of 758)
No single metric tells the full story. See the NSE:SAICAPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sai Capital Ltd is an India-based company which provides finance and investment. The firm is engaged in undertaking various kinds of business of buying, selling or otherwise dealing in shares, debentures, and securities of various kinds. The Subsidiary company is engaged mainly in the business of manufacturing and supplying of supplementary nutrition foods to the government sponsored nutritive programme for infant, preschool children, adolescent girl etc.
49GF Score
Get the complete analysis for NSE:SAICAPI
3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:SAICAPI has been successfully added to your 
