Sai Capital (NSE:SAICAPI) Financial Strength: 5 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:SAICAPI Sai Capital Ltd NSE:SAICAPI
49 GF Score
Price ₹146.44
GF Value ₹225.16
Valuation Possible Value Trap
! 2 Warning Signs
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What is Sai Capital Financial Strength?

Sai Capital NSE:SAICAPI -2.89% 49 Financial Strength is 5 as of Mar. 2026. GuruFocus rates NSE:SAICAPI with a GF Score™ of 49/100 and a GF Value™ of ₹225.16 (Possible Value Trap). The stock has 2 warning signs investors should review.

Sai Capital has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Sai Capital's interest coverage with the available data. Sai Capital's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.76. Altman Z-Score does not apply to banks and insurance companies.

Sai Capital  (NSE:SAICAPI) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Sai Capital has the Financial Strength Rank of 5.

Sai Capital Financial Strength Related Terms

NSE:SAICAPI
49GF Score
Sai Capital Ltd NSE:SAICAPI
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Sai Capital Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Sai Capital's Interest Expense for the months ended in Mar. 2026 was ₹-2.1 Mil. Its Operating Income for the months ended in Mar. 2026 was ₹0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹145.1 Mil.

Sai Capital's Interest Coverage for the quarter that ended in Mar. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Sai Capital's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 145.054) / 189.956
=0.76

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
Sai Capital (NSE:SAICAPI) has a Financial Strength of 5 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Sai Capital and its competitors.
Is Sai Capital's Financial Strength too high?
Sai Capital's current Financial Strength is 5. Overall, Sai Capital has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sai Capital's Financial Strength compare to ?
Sai Capital's Financial Strength of 5 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Capital Markets company?
A good Financial Strength depends on the Capital Markets industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Sai Capital and its competitors. Sai Capital's current Financial Strength is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sai Capital stock overvalued right now?
Based on GuruFocus' analysis, Sai Capital (NSE:SAICAPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₹225.16, compared to a current price of ₹146.44 — trading 35% below its estimated fair value. The current Financial Strength is 5. Sai Capital's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Sai Capital (NSE:SAICAPI), the current Financial Strength is 5 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sai Capital (NSE:SAICAPI) Overvalued in 2026?

Based on GuruFocus' analysis, Sai Capital stock appears to be undervalued. The current stock price of ₹146.44 is trading 35% below its estimated GF Value™ of ₹225.16. GuruFocus considers Sai Capital to be Possible Value Trap.

Key valuation signals for NSE:SAICAPI:

  • Financial Strength: 5
  • GF Value™: ₹225.16 vs. price of ₹146.44 (35% below fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the NSE:SAICAPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sai Capital Business Description

Comparable Companies
Other Exchanges 531931:India
Address Rasvilas Salcon D-1, G-25, Ground Floor, Saket District Centre, Saket, South Delhi, New Delhi, IND, 110017
Sai Capital Ltd is an India-based company which provides finance and investment. The firm is engaged in undertaking various kinds of business of buying, selling or otherwise dealing in shares, debentures, and securities of various kinds. The Subsidiary company is engaged mainly in the business of manufacturing and supplying of supplementary nutrition foods to the government sponsored nutritive programme for infant, preschool children, adolescent girl etc.
49GF Score

Get the complete analysis for NSE:SAICAPI

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹146.44
Price
₹225.16
GF Value