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Sai CapitalNSE:SAICAPI -2.89%49 Cash-to-Debt is 0.64 as of Mar. 2026, which is 88% below its 10-year median of 5.41. GuruFocus rates NSE:SAICAPI with a GF Score™ of 49/100 and a GF Value™ of ₹215.53 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 782 Capital Markets companies, Sai Capital ranks worse than 73.27% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Sai Capital's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.64.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Sai Capitalcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Sai Capital's Cash-to-Debt or its related term are showing as below:
NSE:SAICAPI'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.25 Med: 5.41 Max: 108.27
Current: 0.64
During the past 13 years, Sai Capital's highest Cash to Debt Ratio was 108.27. The lowest was 0.25. And the median was 5.41.
NSE:SAICAPI's Cash-to-Debt is ranked worse than 73.27% of 782
companies
in the Capital Markets industry
Industry Median: 2.335
vs NSE:SAICAPI: 0.64
Sai Capital (NSE:SAICAPI) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Sai Capital Cash-to-Debt Related Terms
Sai Capital Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Sai Capital's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Capital Markets subindustry, Sai Capital's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sai Capital Cash-to-Debt vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Sai Capital's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Sai Capital's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sai Capital (NSE:SAICAPI) has a Cash-to-Debt of 0.64 as of Mar. 2026. This is 88% below median its historical median of 5.41. Over the past decade, Sai Capital's Cash-to-Debt has ranged from 0.25 to 108.27. According to the industry distribution chart, Sai Capital ranks #573 out of 782 companies in the Capital Markets industry, placing it in the top 73.3%.
Is Sai Capital's Cash-to-Debt too high?
Sai Capital's current Cash-to-Debt of 0.64 is 88% below median its 10-year median of 5.41. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 108.27. The Capital Markets industry median Cash-to-Debt is 2.34. Sai Capital's value of 0.64 is 72.6% below this industry median. Based on the distribution chart, Sai Capital ranks #573 out of 782 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Sai Capital has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sai Capital's Cash-to-Debt compare to ?
According to the Capital Markets industry distribution chart, Sai Capital ranks #573 out of 782 companies for Cash-to-Debt. This places Sai Capital in the lower half of its industry. The industry median Cash-to-Debt is 2.34. Sai Capital's value of 0.64 is 72.6% below this benchmark. Historically, Sai Capital's own Cash-to-Debt has ranged from 0.25 to 108.27 over the past decade. While the company's 10-year median is 5.41 vs. the industry median of 2.34, Sai Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Capital Markets company?
The median Cash-to-Debt among Capital Markets companies is 2.34, based on 782 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sai Capital's current Cash-to-Debt of 0.64 is 72.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median Cash-to-Debt is 2.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sai Capital's current Cash-to-Debt is 0.64, which is 88% below median its own 10-year median of 5.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sai Capital stock overvalued right now?
Based on GuruFocus' analysis, Sai Capital (NSE:SAICAPI) is currently considered Possible Value Trap. The stock's GF Value™ is ₹215.53, compared to a current price of ₹146.44 — trading 32.1% below its estimated fair value. The current Cash-to-Debt is 0.64, which is 88% below median its 10-year median of 5.41 and 72.6% below the Capital Markets industry median of 2.34. Sai Capital's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Sai Capital (NSE:SAICAPI), the current Cash-to-Debt is 0.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sai Capital (NSE:SAICAPI) Overvalued in 2026?
Based on GuruFocus' analysis, Sai Capital stock appears to be undervalued.
The current stock price of ₹146.44 is trading 32.1% below its estimated GF Value™ of ₹215.53.
GuruFocus considers Sai Capital to be Possible Value Trap.
Key valuation signals for NSE:SAICAPI:
Cash-to-Debt: 0.64 (88% below median its 10-year median of 5.41)
GF Value™: ₹215.53 vs. price of ₹146.44 (32.1% below fair value)
Industry Position: 72.6% below the Capital Markets median (#573 of 782)
No single metric tells the full story. See the NSE:SAICAPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sai Capital Ltd is an India-based company which provides finance and investment. The firm is engaged in undertaking various kinds of business of buying, selling or otherwise dealing in shares, debentures, and securities of various kinds. The Subsidiary company is engaged mainly in the business of manufacturing and supplying of supplementary nutrition foods to the government sponsored nutritive programme for infant, preschool children, adolescent girl etc.
49GF Score
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