Pal Holdings (PHS:PAL) 3-Year Book Growth Rate: 121.40% (As of Mar. 2026) — 671% Above Median

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PHS:PAL Pal Holdings Inc PHS:PAL
58 GF Score
Price ₱2.20
GF Value ₱2.70
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Pal Holdings 3-Year Book Growth Rate?

Pal Holdings PHS:PAL +0.46% 58 3-Year Book Growth Rate is 121.40% as of Mar. 2026, which is 671% above its 10-year median of 15.75. GuruFocus rates PHS:PAL with a GF Score™ of 58/100 and a GF Value™ of ₱2.70 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 948 Transportation companies, Pal Holdings ranks better than 97.68% on this metric.

Pal Holdings's Book Value per Share for the quarter that ended in Mar. 2026 was ₱1.86.

During the past 12 months, Pal Holdings's average Book Value per Share Growth Rate was 41.10% per year. During the past 3 years, the average Book Value per Share Growth Rate was 121.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Pal Holdings was 121.40% per year. The lowest was -51.80% per year. And the median was 15.75% per year.


Pal Holdings  (PHS:PAL) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Pal Holdings 3-Year Book Growth Rate Related Terms


PHS:PAL vs DAL, UAL, LUV: 3-Year Book Growth Rate Comparison

For the Airlines subindustry, Pal Holdings's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pal Holdings 3-Year Book Growth Rate vs Transportation Industry

For the Transportation industry and Industrials sector, Pal Holdings's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Pal Holdings's 3-Year Book Growth Rate falls into.


PHS:PAL
58GF Score
Pal Holdings Inc PHS:PAL
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Pal Holdings 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of 121.40% mean?
Pal Holdings (PHS:PAL) has a 3-Year Book Growth Rate of 121.40% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Pal Holdings and its competitors. This is 671% above median its historical median of 15.75. According to the industry distribution chart, Pal Holdings ranks #22 out of 948 companies in the Transportation industry, placing it in the top 2.3%.
Is Pal Holdings' 3-Year Book Growth Rate too high?
Pal Holdings' current 3-Year Book Growth Rate of 121.40% is 671% above median its 10-year median of 15.75. The Transportation industry median 3-Year Book Growth Rate is 5.95. Pal Holdings' value of 121.40% is 1940.3% above this industry median. Based on the distribution chart, Pal Holdings ranks #22 out of 948 companies in the Transportation industry, which is in the top quartile — a strong position relative to peers. Overall, Pal Holdings has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pal Holdings' 3-Year Book Growth Rate compare to DAL and UAL?
According to the Transportation industry distribution chart, Pal Holdings ranks #22 out of 948 companies for 3-Year Book Growth Rate. This places Pal Holdings in the top 2% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 5.95. Pal Holdings' value of 121.40% is 1940.3% above this benchmark. While the company's 10-year median is 15.75 vs. the industry median of 5.95, Pal Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Transportation company?
The median 3-Year Book Growth Rate among Transportation companies is 5.95, based on 948 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pal Holdings's current 3-Year Book Growth Rate of 121.40% is 1940.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Pal Holdings and its competitors. For the Transportation industry, the median 3-Year Book Growth Rate is 5.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pal Holdings's current 3-Year Book Growth Rate is 121.40%, which is 671% above median its own 10-year median of 15.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pal Holdings stock overvalued right now?
Based on GuruFocus' analysis, Pal Holdings (PHS:PAL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱2.70, compared to a current price of ₱2.20 — trading 18.5% below its estimated fair value. The current 3-Year Book Growth Rate is 121.40%, which is 671% above median its 10-year median of 15.75 and 1940.3% above the Transportation industry median of 5.95. Pal Holdings' overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Pal Holdings (PHS:PAL), the current 3-Year Book Growth Rate is 121.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pal Holdings (PHS:PAL) Overvalued in 2026?

Based on GuruFocus' analysis, Pal Holdings stock appears to be undervalued. The current stock price of ₱2.20 is trading 18.5% below its estimated GF Value™ of ₱2.70. GuruFocus considers Pal Holdings to be Modestly Undervalued.

Key valuation signals for PHS:PAL:

  • 3-Year Book Growth Rate: 121.40% (671% above median its 10-year median of 15.75)
  • GF Value™: ₱2.70 vs. price of ₱2.20 (18.5% below fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 1940.3% above the Transportation median (#22 of 948)

No single metric tells the full story. See the PHS:PAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pal Holdings Business Description

Address Andrews Avenue, Philippine Airlines, PAL Gate 5, Lucio K. Tan Junior Center, Pasay City, PHL, 1300
Pal Holdings Inc through its subsidiaries, is engaged in air transport of passengers and cargo within the Philippines and between the Philippines and several international destinations. Its revenues are mainly derived from rendering transportation services, and all sales are made to external customers.
58GF Score

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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.20
Price
₱2.70
GF Value