Pal Holdings (PHS:PAL) 3-Year RORE % : -49.63% (As of Mar. 2026)


PHS:PAL Pal Holdings Inc PHS:PAL
51 GF Score
Price ₱2.70
GF Value ₱2.75
Valuation Fairly Valued
! 4 Warning Signs
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What is Pal Holdings 3-Year RORE %?

Pal Holdings PHS:PAL -0.37% 51 3-Year RORE % is -49.63 as of Mar. 2026. GuruFocus rates PHS:PAL with a GF Score™ of 51/100 and a GF Value™ of ₱2.75 (Fairly Valued). The stock has 4 warning signs investors should review. Among 933 Transportation companies, Pal Holdings ranks worse than 83.49% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Pal Holdings's 3-Year RORE % for the quarter that ended in Mar. 2026 was -49.63%.

The industry rank for Pal Holdings's 3-Year RORE % or its related term are showing as below:

PHS:PAL's 3-Year RORE % is ranked worse than
83.49% of 933 companies
in the Transportation industry
Industry Median: 4.38 vs PHS:PAL: -49.63

Pal Holdings  (PHS:PAL) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Pal Holdings 3-Year RORE % Related Terms


Pal Holdings 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Pal Holdings's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pal Holdings 3-Year RORE % Chart

Pal Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -301.26 -1,747.97 -50.30 -9.69 -48.32

Pal Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -26.57 -38.66 -45.88 -48.32 -49.63

PHS:PAL vs DAL, UAL, LUV: 3-Year RORE % Comparison

For the Airlines subindustry, Pal Holdings's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pal Holdings 3-Year RORE % vs Transportation Industry

For the Transportation industry and Industrials sector, Pal Holdings's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Pal Holdings's 3-Year RORE % falls into.


PHS:PAL
51GF Score
Pal Holdings Inc PHS:PAL
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pal Holdings 3-Year RORE % Calculation

Pal Holdings's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.357-1.357 )/( 2.015-0 )
=-1/2.015
=-49.63 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -49.63 mean?
Pal Holdings (PHS:PAL) has a 3-Year RORE % of -49.63 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Pal Holdings and its competitors. According to the industry distribution chart, Pal Holdings ranks #779 out of 933 companies in the Transportation industry, placing it in the top 83.5%.
Is Pal Holdings' 3-Year RORE % too high?
Pal Holdings' current 3-Year RORE % is -49.63. Based on the distribution chart, Pal Holdings ranks #779 out of 933 companies in the Transportation industry, which is in the bottom quartile relative to peers. Overall, Pal Holdings has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pal Holdings' 3-Year RORE % compare to DAL and UAL?
According to the Transportation industry distribution chart, Pal Holdings ranks #779 out of 933 companies for 3-Year RORE %. This places Pal Holdings in the lower half of its industry. The industry median 3-Year RORE % is 4.38. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Transportation company?
The median 3-Year RORE % among Transportation companies is 4.38, based on 933 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Pal Holdings and its competitors. For the Transportation industry, the median 3-Year RORE % is 4.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pal Holdings's current 3-Year RORE % is -49.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pal Holdings stock overvalued right now?
Based on GuruFocus' analysis, Pal Holdings (PHS:PAL) is currently considered Fairly Valued. The stock's GF Value™ is ₱2.75, compared to a current price of ₱2.70 — trading 1.8% below its estimated fair value. The current 3-Year RORE % is -49.63. Pal Holdings' overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Pal Holdings (PHS:PAL), the current 3-Year RORE % is -49.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pal Holdings (PHS:PAL) Overvalued in 2026?

Based on GuruFocus' analysis, Pal Holdings stock appears to be undervalued. The current stock price of ₱2.70 is trading 1.8% below its estimated GF Value™ of ₱2.75. GuruFocus considers Pal Holdings to be Fairly Valued.

Key valuation signals for PHS:PAL:

  • 3-Year RORE %: -49.63
  • GF Value™: ₱2.75 vs. price of ₱2.70 (1.8% below fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the PHS:PAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pal Holdings Business Description

Address Andrews Avenue, Philippine Airlines, PAL Gate 5, Lucio K. Tan Junior Center, Pasay City, PHL, 1300
Pal Holdings Inc through its subsidiaries, is engaged in air transport of passengers and cargo within the Philippines and between the Philippines and several international destinations. Its revenues are mainly derived from rendering transportation services, and all sales are made to external customers.
51GF Score

Get the complete analysis for PHS:PAL

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.70
Price
₱2.75
GF Value