Pal Holdings (PHS:PAL) Current Ratio: 0.67 (As of Mar. 2026) — 26% Above Median


PHS:PAL Pal Holdings Inc PHS:PAL
51 GF Score
Price ₱2.70
GF Value ₱2.75
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Pal Holdings Current Ratio?

Pal Holdings PHS:PAL -0.37% 51 Current Ratio is 0.67 as of Mar. 2026, which is 26% above its 10-year median of 0.53. GuruFocus rates PHS:PAL with a GF Score™ of 51/100 and a GF Value™ of ₱2.75 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,010 Transportation companies, Pal Holdings ranks worse than 86.44% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Pal Holdings's current ratio for the quarter that ended in Mar. 2026 was 0.67.

Pal Holdings has a current ratio of 0.67. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If Pal Holdings has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.

The historical rank and industry rank for Pal Holdings's Current Ratio or its related term are showing as below:

PHS:PAL' s Current Ratio Range Over the Past 10 Years
Min: 0.14   Med: 0.53   Max: 0.95
Current: 0.67

During the past 13 years, Pal Holdings's highest Current Ratio was 0.95. The lowest was 0.14. And the median was 0.53.

PHS:PAL's Current Ratio is ranked worse than
86.44% of 1010 companies
in the Transportation industry
Industry Median: 1.47 vs PHS:PAL: 0.67

Pal Holdings  (PHS:PAL) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Pal Holdings Current Ratio Related Terms


Pal Holdings Current Ratio Historical Data

* Premium members only.

The historical data trend for Pal Holdings's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pal Holdings Current Ratio Chart

Pal Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.84 0.88 0.88 0.70 0.56

Pal Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.73 0.75 0.55 0.56 0.67

PHS:PAL vs DAL, UAL, LUV: Current Ratio Comparison

For the Airlines subindustry, Pal Holdings's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pal Holdings Current Ratio vs Transportation Industry

For the Transportation industry and Industrials sector, Pal Holdings's Current Ratio distribution charts can be found below:

* The bar in red indicates where Pal Holdings's Current Ratio falls into.


PHS:PAL
51GF Score
Pal Holdings Inc PHS:PAL
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pal Holdings Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Pal Holdings's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=47245.522/83783.545
=0.56

Pal Holdings's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=62870.749/94483.575
=0.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 0.67 mean?
Pal Holdings (PHS:PAL) has a Current Ratio of 0.67 as of Mar. 2026. This is 26% above median its historical median of 0.53. Over the past decade, Pal Holdings' Current Ratio has ranged from 0.14 to 0.95. According to the industry distribution chart, Pal Holdings ranks #873 out of 1010 companies in the Transportation industry, placing it in the top 86.4%.
Is Pal Holdings' Current Ratio too high?
Pal Holdings' current Current Ratio of 0.67 is 26% above median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.95. The Transportation industry median Current Ratio is 1.47. Pal Holdings' value of 0.67 is 54.4% below this industry median. Based on the distribution chart, Pal Holdings ranks #873 out of 1010 companies in the Transportation industry, which is in the bottom quartile relative to peers. Overall, Pal Holdings has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pal Holdings' Current Ratio compare to DAL and UAL?
According to the Transportation industry distribution chart, Pal Holdings ranks #873 out of 1010 companies for Current Ratio. This places Pal Holdings in the lower half of its industry. The industry median Current Ratio is 1.47. Pal Holdings' value of 0.67 is 54.4% below this benchmark. Historically, Pal Holdings' own Current Ratio has ranged from 0.14 to 0.95 over the past decade. While the company's 10-year median is 0.53 vs. the industry median of 1.47, Pal Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Transportation company?
The median Current Ratio among Transportation companies is 1.47, based on 1,010 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pal Holdings's current Current Ratio of 0.67 is 54.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Transportation industry, the median Current Ratio is 1.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pal Holdings's current Current Ratio is 0.67, which is 26% above median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pal Holdings stock overvalued right now?
Based on GuruFocus' analysis, Pal Holdings (PHS:PAL) is currently considered Fairly Valued. The stock's GF Value™ is ₱2.75, compared to a current price of ₱2.70 — trading 1.8% below its estimated fair value. The current Current Ratio is 0.67, which is 26% above median its 10-year median of 0.53 and 54.4% below the Transportation industry median of 1.47. Pal Holdings' overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Pal Holdings (PHS:PAL), the current Current Ratio is 0.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pal Holdings (PHS:PAL) Overvalued in 2026?

Based on GuruFocus' analysis, Pal Holdings stock appears to be undervalued. The current stock price of ₱2.70 is trading 1.8% below its estimated GF Value™ of ₱2.75. GuruFocus considers Pal Holdings to be Fairly Valued.

Key valuation signals for PHS:PAL:

  • Current Ratio: 0.67 (26% above median its 10-year median of 0.53)
  • GF Value™: ₱2.75 vs. price of ₱2.70 (1.8% below fair value)
  • GF Score™: 51/100 with 4 warning signs
  • Industry Position: 54.4% below the Transportation median (#873 of 1010)

No single metric tells the full story. See the PHS:PAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pal Holdings Business Description

Address Andrews Avenue, Philippine Airlines, PAL Gate 5, Lucio K. Tan Junior Center, Pasay City, PHL, 1300
Pal Holdings Inc through its subsidiaries, is engaged in air transport of passengers and cargo within the Philippines and between the Philippines and several international destinations. Its revenues are mainly derived from rendering transportation services, and all sales are made to external customers.
51GF Score

Get the complete analysis for PHS:PAL

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.70
Price
₱2.75
GF Value