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Plumas BancorpPLBC -0.78%67 3-Year Book Growth Rate is 22.60% as of Jun. 2026, which is 126% above its 10-year median of 10.00. GuruFocus rates PLBC with a GF Score™ of 67/100 and a GF Value™ of $52.62 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,492 Banks companies, Plumas Bancorp ranks better than 91.89% on this metric.
During the past 12 months, Plumas Bancorp's average Book Value per Share Growth Rate was 20.10% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 22.60% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 13.20% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 15.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Plumas Bancorp was 22.60% per year. The lowest was -10.30% per year. And the median was 10.00% per year.
Plumas Bancorp (NAS:PLBC) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Plumas Bancorp 3-Year Book Growth Rate Related Terms
PLBC vs FMAO, CZNC, NEWT: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Plumas Bancorp's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plumas Bancorp 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Plumas Bancorp's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Plumas Bancorp's 3-Year Book Growth Rate falls into.
Plumas Bancorp 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 22.60% mean?
Plumas Bancorp (PLBC) has a 3-Year Book Growth Rate of 22.60% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Plumas Bancorp and its competitors. This is 126% above median its historical median of 10.00. According to the industry distribution chart, Plumas Bancorp ranks #121 out of 1492 companies in the Banks industry, placing it in the top 8.1%.
Is Plumas Bancorp's 3-Year Book Growth Rate too high?
Plumas Bancorp's current 3-Year Book Growth Rate of 22.60% is 126% above median its 10-year median of 10.00. The Banks industry median 3-Year Book Growth Rate is 8.80. Plumas Bancorp's value of 22.60% is 156.8% above this industry median. Based on the distribution chart, Plumas Bancorp ranks #121 out of 1492 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Plumas Bancorp has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Plumas Bancorp's 3-Year Book Growth Rate compare to FMAO and CZNC?
According to the Banks industry distribution chart, Plumas Bancorp ranks #121 out of 1492 companies for 3-Year Book Growth Rate. This places Plumas Bancorp in the top 8% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.80. Plumas Bancorp's value of 22.60% is 156.8% above this benchmark. While the company's 10-year median is 10.00 vs. the industry median of 8.80, Plumas Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plumas Bancorp's current 3-Year Book Growth Rate of 22.60% is 156.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Plumas Bancorp and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plumas Bancorp's current 3-Year Book Growth Rate is 22.60%, which is 126% above median its own 10-year median of 10.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plumas Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Plumas Bancorp (PLBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.62, compared to a current price of $61.06 — trading 16% above its estimated fair value. The current 3-Year Book Growth Rate is 22.60%, which is 126% above median its 10-year median of 10.00 and 156.8% above the Banks industry median of 8.80. Plumas Bancorp's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Plumas Bancorp (PLBC), the current 3-Year Book Growth Rate is 22.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plumas Bancorp (PLBC) Overvalued in 2026?
Based on GuruFocus' analysis, Plumas Bancorp stock appears to be overvalued.
The current stock price of $61.06 is trading 16% above its estimated GF Value™ of $52.62.
GuruFocus considers Plumas Bancorp to be Modestly Overvalued.
Key valuation signals for PLBC:
3-Year Book Growth Rate: 22.60% (126% above median its 10-year median of 10.00)
GF Value™: $52.62 vs. price of $61.06 (16% above fair value)
Industry Position: 156.8% above the Banks median (#121 of 1492)
No single metric tells the full story. See the PLBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plumas Bancorp provides banking products and services in Northeastern California and Northwestern Nevada, offering a range of deposit products for commercial and retail customers, including checking, savings, money market accounts, time deposits, retirement accounts, and sweep accounts for businesses and public entities, along with digital banking services such as mobile and internet banking, remote deposit, and electronic funds transfers, as well as other customary banking services. Its loan portfolio comprises commercial real estate, commercial and industrial, consumer, agricultural, residential real estate, and construction and land development loans, and the company generates its revenue from loans and investment securities, with additional income from service fees.
67GF Score
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