PLBC (Plumas Bancorp) Shiller PE Ratio: 14.54 (As of Aug. 26, 2026) — 10% Below Median

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PLBC Plumas Bancorp PLBC
67 GF Score
Price $61.06
GF Value $52.62
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Plumas Bancorp Shiller PE Ratio?

Plumas Bancorp PLBC -0.78% 67 Shiller PE Ratio is 14.54 as of Aug. 26, 2026, which is 10% below its 10-year median of 16.14. GuruFocus rates PLBC with a GF Score™ of 67/100 and a GF Value™ of $52.62 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,239 Banks companies, Plumas Bancorp ranks worse than 55.37% on this metric.

As of today (2026-08-26), Plumas Bancorp's current share price is $61.06. Plumas Bancorp's E10 for the quarter that ended in Jun. 2026 was $4.20. Plumas Bancorp's Shiller PE Ratio for today is 14.54.

The historical rank and industry rank for Plumas Bancorp's Shiller PE Ratio or its related term are showing as below:

PLBC' s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.08   Med: 16.14   Max: 61.04
Current: 14.54

During the past years, Plumas Bancorp's highest Shiller PE Ratio was 61.04. The lowest was 10.08. And the median was 16.14.

PLBC's Shiller PE Ratio is ranked worse than
55.37% of 1239 companies
in the Banks industry
Industry Median: 13.65 vs PLBC: 14.54

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Plumas Bancorp's adjusted earnings per share data for the three months ended in Jun. 2026 was $1.410. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $4.20 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Plumas Bancorp  (NAS:PLBC) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Plumas Bancorp Shiller PE Ratio Related Terms


Plumas Bancorp Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Plumas Bancorp's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plumas Bancorp Shiller PE Ratio Chart

Plumas Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.71 14.41 13.51 13.49 11.48

Plumas Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.90 11.38 11.48 12.02 13.91

PLBC vs FMAO, CZNC, NEWT: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Plumas Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Plumas Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Plumas Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Plumas Bancorp's Shiller PE Ratio falls into.


PLBC
67GF Score
Plumas Bancorp PLBC
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Plumas Bancorp Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Plumas Bancorp's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=61.06/4.20
=14.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plumas Bancorp's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Plumas Bancorp's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.41/333.9520*333.9520
=1.410

Current CPI (Jun. 2026) = 333.9520.

Plumas Bancorp Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.390 241.428 0.539
201612 0.410 241.432 0.567
201703 0.400 243.801 0.548
201706 0.490 244.955 0.668
201709 0.470 246.819 0.636
201712 0.220 246.524 0.298
201803 0.630 249.554 0.843
201806 0.660 251.989 0.875
201809 0.710 252.439 0.939
201812 0.680 251.233 0.904
201903 0.730 254.202 0.959
201906 0.730 256.143 0.952
201909 0.770 256.759 1.001
201912 0.740 256.974 0.962
202003 0.630 258.115 0.815
202006 0.610 257.797 0.790
202009 0.710 260.280 0.911
202012 0.820 260.474 1.051
202103 0.850 264.877 1.072
202106 0.850 271.696 1.045
202109 1.120 274.310 1.364
202112 0.930 278.802 1.114
202203 0.970 287.504 1.127
202206 0.960 296.311 1.082
202209 1.230 296.808 1.384
202212 1.320 296.797 1.485
202303 1.280 301.836 1.416
202306 1.120 305.109 1.226
202309 1.340 307.789 1.454
202312 1.270 306.746 1.383
202403 1.050 312.332 1.123
202406 1.140 314.175 1.212
202409 1.310 315.301 1.387
202412 1.290 315.605 1.365
202503 1.200 319.799 1.253
202506 1.050 322.561 1.087
202509 0.730 324.800 0.751
202512 1.560 324.054 1.608
202603 1.380 330.213 1.396
202606 1.410 333.952 1.410

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 14.54 mean?
Plumas Bancorp (PLBC) has a Shiller PE Ratio of 14.54 as of Aug. 26, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Plumas Bancorp and its competitors. This is 10% below median its historical median of 16.14. Over the past decade, Plumas Bancorp's Shiller PE Ratio has ranged from 10.08 to 61.04. According to the industry distribution chart, Plumas Bancorp ranks #686 out of 1239 companies in the Banks industry, placing it in the top 55.4%.
Is Plumas Bancorp's Shiller PE Ratio too high?
Plumas Bancorp's current Shiller PE Ratio of 14.54 is 10% below median its 10-year median of 16.14. Over the past 10 years, this metric has ranged from a low of 10.08 to a high of 61.04. The Banks industry median Shiller PE Ratio is 13.65. Plumas Bancorp's value of 14.54 is 6.5% above this industry median. Based on the distribution chart, Plumas Bancorp ranks #686 out of 1239 companies in the Banks industry, which is below the industry midpoint. Overall, Plumas Bancorp has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Plumas Bancorp's Shiller PE Ratio compare to FMAO and CZNC?
According to the Banks industry distribution chart, Plumas Bancorp ranks #686 out of 1239 companies for Shiller PE Ratio. This places Plumas Bancorp in the lower half of its industry. The industry median Shiller PE Ratio is 13.65. Plumas Bancorp's value of 14.54 is 6.5% above this benchmark. Historically, Plumas Bancorp's own Shiller PE Ratio has ranged from 10.08 to 61.04 over the past decade. While the company's 10-year median is 16.14 vs. the industry median of 13.65, Plumas Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.65, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plumas Bancorp's current Shiller PE Ratio of 14.54 is 6.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Plumas Bancorp and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plumas Bancorp's current Shiller PE Ratio is 14.54, which is 10% below median its own 10-year median of 16.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plumas Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Plumas Bancorp (PLBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.62, compared to a current price of $61.06 — trading 16% above its estimated fair value. The current Shiller PE Ratio is 14.54, which is 10% below median its 10-year median of 16.14 and 6.5% above the Banks industry median of 13.65. Plumas Bancorp's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Plumas Bancorp (PLBC), the current Shiller PE Ratio is 14.54 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Plumas Bancorp (PLBC) Overvalued in 2026?

Based on GuruFocus' analysis, Plumas Bancorp stock appears to be overvalued. The current stock price of $61.06 is trading 16% above its estimated GF Value™ of $52.62. GuruFocus considers Plumas Bancorp to be Modestly Overvalued.

Key valuation signals for PLBC:

  • Shiller PE Ratio: 14.54 (10% below median its 10-year median of 16.14)
  • GF Value™: $52.62 vs. price of $61.06 (16% above fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 6.5% above the Banks median (#686 of 1239)

No single metric tells the full story. See the PLBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Plumas Bancorp Business Description

Other Exchanges OKO:Germany
Address 5525 Kietzke Lane, Suite 100, Reno, NV, USA, 89511
Plumas Bancorp provides banking products and services in Northeastern California and Northwestern Nevada, offering a range of deposit products for commercial and retail customers, including checking, savings, money market accounts, time deposits, retirement accounts, and sweep accounts for businesses and public entities, along with digital banking services such as mobile and internet banking, remote deposit, and electronic funds transfers, as well as other customary banking services. Its loan portfolio comprises commercial real estate, commercial and industrial, consumer, agricultural, residential real estate, and construction and land development loans, and the company generates its revenue from loans and investment securities, with additional income from service fees.
67GF Score

Get the complete analysis for PLBC

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.06
Price
$52.62
GF Value