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Plumas BancorpPLBC -0.78%67 OCF Yield % is 7.79 as of Aug. 26, 2026, which is 32% below its 10-year median of 11.47. GuruFocus rates PLBC with a GF Score™ of 67/100 and a GF Value™ of $52.62 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,491 Banks companies, Plumas Bancorp ranks worse than 57.41% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Plumas Bancorp OCF Yield % Related Terms
Plumas Bancorp OCF Yield % Historical Data
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The historical data trend for Plumas Bancorp's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Plumas Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plumas Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Plumas Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Plumas Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plumas Bancorp (PLBC) has a OCF Yield % of 7.79 as of Aug. 26, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Plumas Bancorp and its competitors. This is 32% below median its historical median of 11.47. According to the industry distribution chart, Plumas Bancorp ranks #856 out of 1491 companies in the Banks industry, placing it in the top 57.4%.
Is Plumas Bancorp's OCF Yield % too high?
Plumas Bancorp's current OCF Yield % of 7.79 is 32% below median its 10-year median of 11.47. The Banks industry median OCF Yield % is 9.24. Plumas Bancorp's value of 7.79 is 15.7% below this industry median. Based on the distribution chart, Plumas Bancorp ranks #856 out of 1491 companies in the Banks industry, which is below the industry midpoint. Overall, Plumas Bancorp has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Plumas Bancorp's OCF Yield % compare to FMAO and CZNC?
According to the Banks industry distribution chart, Plumas Bancorp ranks #856 out of 1491 companies for OCF Yield %. This places Plumas Bancorp in the lower half of its industry. The industry median OCF Yield % is 9.24. Plumas Bancorp's value of 7.79 is 15.7% below this benchmark. While the company's 10-year median is 11.47 vs. the industry median of 9.24, Plumas Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,491 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plumas Bancorp's current OCF Yield % of 7.79 is 15.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Plumas Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plumas Bancorp's current OCF Yield % is 7.79, which is 32% below median its own 10-year median of 11.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plumas Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Plumas Bancorp (PLBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.62, compared to a current price of $61.06 — trading 16% above its estimated fair value. The current OCF Yield % is 7.79, which is 32% below median its 10-year median of 11.47 and 15.7% below the Banks industry median of 9.24. Plumas Bancorp's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Plumas Bancorp (PLBC), the current OCF Yield % is 7.79 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plumas Bancorp (PLBC) Overvalued in 2026?
Based on GuruFocus' analysis, Plumas Bancorp stock appears to be overvalued.
The current stock price of $61.06 is trading 16% above its estimated GF Value™ of $52.62.
GuruFocus considers Plumas Bancorp to be Modestly Overvalued.
Key valuation signals for PLBC:
OCF Yield %: 7.79 (32% below median its 10-year median of 11.47)
GF Value™: $52.62 vs. price of $61.06 (16% above fair value)
Industry Position: 15.7% below the Banks median (#856 of 1491)
No single metric tells the full story. See the PLBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plumas Bancorp provides banking products and services in Northeastern California and Northwestern Nevada, offering a range of deposit products for commercial and retail customers, including checking, savings, money market accounts, time deposits, retirement accounts, and sweep accounts for businesses and public entities, along with digital banking services such as mobile and internet banking, remote deposit, and electronic funds transfers, as well as other customary banking services. Its loan portfolio comprises commercial real estate, commercial and industrial, consumer, agricultural, residential real estate, and construction and land development loans, and the company generates its revenue from loans and investment securities, with additional income from service fees.
67GF Score
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