RNST (Renasant) Pre-Tax Income: $391 Mil (TTM As of Jun. 2026)

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RNST Renasant Corp RNST
61 GF Score
Price $41.09
GF Value $37.49
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Renasant Pre-Tax Income?

Renasant RNST -0.44% 61 Pre-Tax Income is $391 Mil as of Jun. 2026. GuruFocus rates RNST with a GF Score™ of 61/100 and a GF Value™ of $37.49 (Fairly Valued). The stock has 6 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Renasant's pretax income for the three months ended in Jun. 2026 was $109 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $391 Mil. Renasant's pretax margin was 39.66%.

During the past 13 years, Renasant's highest Pretax Margin was 36.98%. The lowest was 15.67%. And the median was 33.80%.


Renasant  (NYSE:RNST) Pre-Tax Income Explanation

Renasant's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=108.644/273.944
=39.66%

During the past 13 years, Renasant's highest Pretax Margin was 36.98%. The lowest was 15.67%. And the median was 33.80%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Renasant Pre-Tax Income Related Terms


Renasant Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Renasant's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Renasant Pre-Tax Income Chart

Renasant Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 222.83 211.31 177.19 244.97 226.73

Renasant Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.67 75.27 96.83 110.42 108.64

RNST vs BANF, WSBC, INDB: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Renasant's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Renasant Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Renasant's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Renasant's Pre-Tax Income falls into.


RNST
61GF Score
Renasant Corp RNST
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Renasant Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Renasant's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+226.732
=227

Renasant's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+108.644
=109

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $391 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $391 Mil mean?
Renasant (RNST) has a Pre-Tax Income of $391 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Renasant and its competitors.
Is Renasant's Pre-Tax Income too high?
Renasant's current Pre-Tax Income is $391 Mil. Overall, Renasant has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Renasant's Pre-Tax Income compare to BANF and WSBC?
Renasant's Pre-Tax Income of $391 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Renasant and its competitors. Renasant's current Pre-Tax Income is $391 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Renasant stock overvalued right now?
Based on GuruFocus' analysis, Renasant (RNST) is currently considered Fairly Valued. The stock's GF Value™ is $37.49, compared to a current price of $41.09 — trading 9.6% above its estimated fair value. The current Pre-Tax Income is $391 Mil. Renasant's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Renasant (RNST), the current Pre-Tax Income is $391 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Renasant (RNST) Overvalued in 2026?

Based on GuruFocus' analysis, Renasant stock appears to be overvalued. The current stock price of $41.09 is trading 9.6% above its estimated GF Value™ of $37.49. GuruFocus considers Renasant to be Fairly Valued.

Key valuation signals for RNST:

  • Pre-Tax Income: $391 Mil
  • GF Value™: $37.49 vs. price of $41.09 (9.6% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the RNST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Renasant Business Description

Other Exchanges RN6:Germany
Address 209 Troy Street, Tupelo, MS, USA, 38804-4827
Renasant Corp operates as a holding company for Renasant Bank, a Mississippi banking corporation, and its subsidiary, Renasant Insurance, Inc. It has two reportable segments: Community banks and Wealth management. With its Community Banks segment, the company provides a range of financial services to individuals and small businesses. The Wealth management segment provides a range of services, including money management and retirement planning. The majority of the company's revenue is driven by lending activities in its community banks segment.
61GF Score

Get the complete analysis for RNST

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.09
Price
$37.49
GF Value