Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
SAP SESAP -1.68%86 3-Year Book Growth Rate is 3.50% as of Jun. 2026, which is 73% below its 10-year median of 12.95. GuruFocus rates SAP with a GF Score™ of 86/100 and a GF Value™ of $264.62 (Modestly Undervalued). Among 2,486 Software companies, SAP SE ranks worse than 55.47% on this metric.
During the past 12 months, SAP SE's average Book Value per Share Growth Rate was 10.10% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 3.50% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 7.90% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 7.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of SAP SE was 40.20% per year. The lowest was -39.60% per year. And the median was 12.95% per year.
SAP SE (NYSE:SAP) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
SAP SE 3-Year Book Growth Rate Related Terms
SAP vs CRM, SHOP, UBER: 3-Year Book Growth Rate Comparison
For the Software - Application subindustry, SAP SE's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SAP SE 3-Year Book Growth Rate vs Software Industry
For the Software industry and Technology sector, SAP SE's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where SAP SE's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 3.50% mean?
SAP SE (SAP) has a 3-Year Book Growth Rate of 3.50% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for SAP SE and its competitors. This is 73% below median its historical median of 12.95. According to the industry distribution chart, SAP SE ranks #1379 out of 2486 companies in the Software industry, placing it in the top 55.5%.
Is SAP SE's 3-Year Book Growth Rate too high?
SAP SE's current 3-Year Book Growth Rate of 3.50% is 73% below median its 10-year median of 12.95. The Software industry median 3-Year Book Growth Rate is 5.40. SAP SE's value of 3.50% is 35.2% below this industry median. Based on the distribution chart, SAP SE ranks #1379 out of 2486 companies in the Software industry, which is below the industry midpoint. Overall, SAP SE has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SAP SE's 3-Year Book Growth Rate compare to CRM and SHOP?
According to the Software industry distribution chart, SAP SE ranks #1379 out of 2486 companies for 3-Year Book Growth Rate. This places SAP SE in the lower half of its industry. The industry median 3-Year Book Growth Rate is 5.40. SAP SE's value of 3.50% is 35.2% below this benchmark. While the company's 10-year median is 12.95 vs. the industry median of 5.40, SAP SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Software company?
The median 3-Year Book Growth Rate among Software companies is 5.40, based on 2,486 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SAP SE's current 3-Year Book Growth Rate of 3.50% is 35.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for SAP SE and its competitors. For the Software industry, the median 3-Year Book Growth Rate is 5.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SAP SE's current 3-Year Book Growth Rate is 3.50%, which is 73% below median its own 10-year median of 12.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAP SE stock overvalued right now?
Based on GuruFocus' analysis, SAP SE (SAP) is currently considered Modestly Undervalued. The stock's GF Value™ is $264.62, compared to a current price of $211.49 — trading 20.1% below its estimated fair value. The current 3-Year Book Growth Rate is 3.50%, which is 73% below median its 10-year median of 12.95 and 35.2% below the Software industry median of 5.40. SAP SE's overall GF Score™ is 86/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For SAP SE (SAP), the current 3-Year Book Growth Rate is 3.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SAP SE (SAP) Overvalued in 2026?
Based on GuruFocus' analysis, SAP SE stock appears to be undervalued.
The current stock price of $211.49 is trading 20.1% below its estimated GF Value™ of $264.62.
GuruFocus considers SAP SE to be Modestly Undervalued.
Key valuation signals for SAP:
3-Year Book Growth Rate: 3.50% (73% below median its 10-year median of 12.95)
GF Value™: $264.62 vs. price of $211.49 (20.1% below fair value)
Industry Position: 35.2% below the Software median (#1379 of 2486)
No single metric tells the full story. See the SAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in Germany in 1972 by former IBM employees, SAP is the world's largest provider of enterprise application software. Known as the leader in enterprise resource planning software, SAP's portfolio also includes software for supply chain management, procurement, travel and expense management, and customer relationship management, among others. The company operates in more than 180 countries and has more than 400,000 customers, approximately 80% of which are small to medium-size enterprises.
86GF Score
Get the complete analysis for SAP
3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SAP has been successfully added to your 
