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SAP SESAP +1.00%77 Equity-to-Asset is 0.59 as of Jun. 2026, which is 4% above its 10-year median of 0.57. GuruFocus rates SAP with a GF Score™ of 77/100 and a GF Value™ of $257.13 (Modestly Undervalued). Among 2,893 Software companies, SAP SE ranks better than 55.72% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. SAP SE's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $51,546 Mil. SAP SE's Total Assets for the quarter that ended in Jun. 2026 was $87,107 Mil.
Therefore, SAP SE's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.59.
The historical rank and industry rank for SAP SE's Equity-to-Asset or its related term are showing as below:
SAP'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.48 Med: 0.57 Max: 0.63
Current: 0.59
During the past 13 years, the highest Equity to Asset Ratio of SAP SE was 0.63. The lowest was 0.48. And the median was 0.57.
SAP's Equity-to-Asset is ranked better than 55.72% of 2893
companies
in the Software industry
Industry Median: 0.56
vs SAP: 0.59
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
SAP SE Equity-to-Asset Related Terms
SAP SE Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for SAP SE's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, SAP SE's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SAP SE Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, SAP SE's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where SAP SE's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
SAP SE's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAP SE (SAP) has a Equity-to-Asset of 0.59 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on SAP SE and its competitors. This is near median its historical median of 0.57. Over the past decade, SAP SE's Equity-to-Asset has ranged from 0.48 to 0.63. According to the industry distribution chart, SAP SE ranks #1281 out of 2893 companies in the Software industry, placing it in the top 44.3%.
Is SAP SE's Equity-to-Asset too high?
SAP SE's current Equity-to-Asset of 0.59 is near median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 0.63. The Software industry median Equity-to-Asset is 0.56. SAP SE's value of 0.59 is 5.4% above this industry median. Based on the distribution chart, SAP SE ranks #1281 out of 2893 companies in the Software industry, which is above the industry midpoint. Overall, SAP SE has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SAP SE's Equity-to-Asset compare to QH and SHOP?
According to the Software industry distribution chart, SAP SE ranks #1281 out of 2893 companies for Equity-to-Asset. This puts SAP SE in the upper half of its industry. The industry median Equity-to-Asset is 0.56. SAP SE's value of 0.59 is 5.4% above this benchmark. Historically, SAP SE's own Equity-to-Asset has ranged from 0.48 to 0.63 over the past decade. While the company's 10-year median is 0.57 vs. the industry median of 0.56, SAP SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,893 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SAP SE's current Equity-to-Asset of 0.59 is 5.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on SAP SE and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SAP SE's current Equity-to-Asset is 0.59, which is near median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAP SE stock overvalued right now?
Based on GuruFocus' analysis, SAP SE (SAP) is currently considered Modestly Undervalued. The stock's GF Value™ is $257.13, compared to a current price of $182.69 — trading 29% below its estimated fair value. The current Equity-to-Asset is 0.59, which is near median its 10-year median of 0.57 and 5.4% above the Software industry median of 0.56. SAP SE's overall GF Score™ is 77/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For SAP SE (SAP), the current Equity-to-Asset is 0.59 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SAP SE (SAP) Overvalued in 2026?
Based on GuruFocus' analysis, SAP SE stock appears to be undervalued.
The current stock price of $182.69 is trading 29% below its estimated GF Value™ of $257.13.
GuruFocus considers SAP SE to be Modestly Undervalued.
Key valuation signals for SAP:
Equity-to-Asset: 0.59 (near median its 10-year median of 0.57)
GF Value™: $257.13 vs. price of $182.69 (29% below fair value)
Industry Position: 5.4% above the Software median (#1281 of 2893)
No single metric tells the full story. See the SAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in Germany in 1972 by former IBM employees, SAP is the world's largest provider of enterprise application software. Known as the leader in enterprise resource planning software, SAP's portfolio also includes software for supply chain management, procurement, travel and expense management, and customer relationship management, among others. The company operates in more than 180 countries and has more than 400,000 customers, approximately 80% of which are small to medium-size enterprises.
77GF Score
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