Humm Group's book value per share for the quarter that ended in Dec. 2023 was $0.78.
During the past 12 months, Humm Group's average Book Value Per Share Growth Rate was -8.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -4.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -5.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 0.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Humm Group was 28.60% per year. The lowest was -6.10% per year. And the median was 11.80% per year.
Humm Group's current price is $1.17. Its book value per share for the quarter that ended in Dec. 2023 was $0.78. Hence, today's PB Ratio of Humm Group is 1.40.
During the past 13 years, the highest P/B Ratio of Humm Group was 4.51. The lowest was 0.29. And the median was 1.00.
Good Sign:
Humm Group Ltd stock PB Ratio (=0.36) is close to 1-year low of 0.33
Humm Group Book Value per Share Historical Data
The historical data trend for Humm Group's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Humm Group's Book Value per Share
For the Credit Services subindustry, Humm Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Humm Group's PB Ratio Distribution in the Credit Services Industry
For the Credit Services industry and Financial Services sector, Humm Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Humm Group's PB Ratio falls into.
Humm Group Book Value per Share Calculation
Humm Group's Book Value Per Share for the fiscal year that ended in Jun. 2023 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.
Humm Group (OTCPK:HUMGF) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Humm Group Book Value per Share Related Terms
Thank you for viewing the detailed overview of Humm Group's Book Value per Share provided by GuruFocus.com. Please click on the following links to see related term pages.
Humm is a diversified finance provider with offerings centered on buy now pay later, or BNPL, credit cards and equipment finance. It facilitates purchases for over 2.7 million customers. Humm operates in Australia, New Zealand, Ireland, and Canada. While it caters for a diverse range of industries, its focus is on financing higher ticket items. Unlike the glut of new BNPL firms, Humm is established with a long operating history. Originally Flexigroup, Humm had a strategic refresh in 2019 where it has now consolidated to around four main brands in ANZ, from 20 before. In its earlier days, Humm focused on Visa and interest-free cards, lay-by, consumer leasing, commercial finance, and other payment solutions to consumers and small businesses.
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