Westpac Banking (ASX:WBC) Gross Loan: A$890,259 Mil (As of Mar. 2026)

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ASX:WBC Westpac Banking Corp ASX:WBC
62 GF Score
Price A$35.07
GF Value A$35.96
Valuation Fairly Valued
! 3 Warning Signs
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What is Westpac Banking Gross Loan?

Westpac Banking ASX:WBC -0.85% 62 Gross Loan is A$890,259 Mil as of Mar. 2026. GuruFocus rates ASX:WBC with a GF Score™ of 62/100 and a GF Value™ of A$35.96 (Fairly Valued). The stock has 3 warning signs investors should review.

Westpac Banking's Gross Loan for the quarter that ended in Mar. 2026 was A$890,259 Mil.

Westpac Banking's quarterly Gross Loan increased from Mar. 2025 (A$829,386 Mil) to Sep. 2025 (A$856,681 Mil) and increased from Sep. 2025 (A$856,681 Mil) to Mar. 2026 (A$890,259 Mil).

Westpac Banking's annual Gross Loan increased from Sep. 2023 (A$777,784 Mil) to Sep. 2024 (A$811,509 Mil) and increased from Sep. 2024 (A$811,509 Mil) to Sep. 2025 (A$856,681 Mil).

Westpac Banking Gross Loan Related Terms

Westpac Banking Gross Loan Historical Data

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The historical data trend for Westpac Banking's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Westpac Banking Gross Loan Chart

Westpac Banking Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 714,965.00 744,076.00 777,784.00 811,509.00 856,681.00

Westpac Banking Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 789,421.00 811,509.00 829,386.00 856,681.00 890,259.00
ASX:WBC
62GF Score
Westpac Banking Corp ASX:WBC
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Westpac Banking Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of A$890,259 Mil mean?
Westpac Banking (ASX:WBC) has a Gross Loan of A$890,259 Mil as of Mar. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Westpac Banking and its competitors.
Is Westpac Banking's Gross Loan too high?
Westpac Banking's current Gross Loan is A$890,259 Mil. Overall, Westpac Banking has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Westpac Banking's Gross Loan compare to JPM and BAC?
Westpac Banking's Gross Loan of A$890,259 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Westpac Banking and its competitors. Westpac Banking's current Gross Loan is A$890,259 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Westpac Banking stock overvalued right now?
Based on GuruFocus' analysis, Westpac Banking (ASX:WBC) is currently considered Fairly Valued. The stock's GF Value™ is A$35.96, compared to a current price of A$35.07 — trading 2.5% below its estimated fair value. The current Gross Loan is A$890,259 Mil. Westpac Banking's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Westpac Banking (ASX:WBC), the current Gross Loan is A$890,259 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Westpac Banking (ASX:WBC) Overvalued in 2026?

Based on GuruFocus' analysis, Westpac Banking stock appears to be undervalued. The current stock price of A$35.07 is trading 2.5% below its estimated GF Value™ of A$35.96. GuruFocus considers Westpac Banking to be Fairly Valued.

Key valuation signals for ASX:WBC:

  • Gross Loan: A$890,259 Mil
  • GF Value™: A$35.96 vs. price of A$35.07 (2.5% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the ASX:WBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Westpac Banking Business Description

Address 275 Kent Street, Level 18, Sydney, NSW, AUS, 2000
Westpac is Australia's oldest bank and financial services group, with a significant franchise in Australia and New Zealand in the consumer, small business, corporate, and institutional sectors, in addition to its major presence in wealth management. Westpac is among a handful of banks around the globe currently retaining very high credit ratings. The bank benefits from a large national branch network and significant market share, particularly in home loans and retail deposits.
62GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$35.07
Price
A$35.96
GF Value