Westpac Banking (ASX:WBC) Long-Term Debt: A$225,709 Mil (As of Mar. 2026)


ASX:WBC Westpac Banking Corp ASX:WBC
67 GF Score
Price A$35.29
GF Value A$35.93
Valuation Fairly Valued
! 3 Warning Signs
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What is Westpac Banking Long-Term Debt?

Westpac Banking ASX:WBC -1.12% 67 Long-Term Debt is A$225,709 Mil as of Mar. 2026. GuruFocus rates ASX:WBC with a GF Score™ of 67/100 and a GF Value™ of A$35.93 (Fairly Valued). The stock has 3 warning signs investors should review.

Westpac Banking's Long-Term Debt for the quarter that ended in Mar. 2026 was A$225,709 Mil.

Westpac Banking's quarterly Long-Term Debt declined from Mar. 2025 (A$212,567 Mil) to Sep. 2025 (A$181,402 Mil) but then increased from Sep. 2025 (A$181,402 Mil) to Mar. 2026 (A$225,709 Mil).

Westpac Banking's annual Long-Term Debt increased from Sep. 2023 (A$167,062 Mil) to Sep. 2024 (A$183,612 Mil) but then declined from Sep. 2024 (A$183,612 Mil) to Sep. 2025 (A$181,402 Mil).

Westpac Banking  (ASX:WBC) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Westpac Banking Long-Term Debt Related Terms

Westpac Banking Long-Term Debt Historical Data

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The historical data trend for Westpac Banking's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Westpac Banking Long-Term Debt Chart

Westpac Banking Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 138,251.00 146,870.00 167,062.00 183,612.00 181,402.00

Westpac Banking Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 197,061.00 183,612.00 212,567.00 181,402.00 225,709.00
ASX:WBC
67GF Score
Westpac Banking Corp ASX:WBC
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of A$225,709 Mil mean?
Westpac Banking (ASX:WBC) has a Long-Term Debt of A$225,709 Mil as of Mar. 2026.
Is Westpac Banking's Long-Term Debt too high?
Westpac Banking's current Long-Term Debt is A$225,709 Mil. Overall, Westpac Banking has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Westpac Banking's Long-Term Debt compare to JPM and BAC?
Westpac Banking's Long-Term Debt of A$225,709 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Westpac Banking's current Long-Term Debt is A$225,709 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Westpac Banking stock overvalued right now?
Based on GuruFocus' analysis, Westpac Banking (ASX:WBC) is currently considered Fairly Valued. The stock's GF Value™ is A$35.93, compared to a current price of A$35.29 — trading 1.8% below its estimated fair value. The current Long-Term Debt is A$225,709 Mil. Westpac Banking's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Westpac Banking (ASX:WBC), the current Long-Term Debt is A$225,709 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Westpac Banking (ASX:WBC) Overvalued in 2026?

Based on GuruFocus' analysis, Westpac Banking stock appears to be undervalued. The current stock price of A$35.29 is trading 1.8% below its estimated GF Value™ of A$35.93. GuruFocus considers Westpac Banking to be Fairly Valued.

Key valuation signals for ASX:WBC:

  • Long-Term Debt: A$225,709 Mil
  • GF Value™: A$35.93 vs. price of A$35.29 (1.8% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the ASX:WBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Westpac Banking Business Description

Address 275 Kent Street, Level 18, Sydney, NSW, AUS, 2000
Westpac is Australia's oldest bank and financial services group, with a significant franchise in Australia and New Zealand in the consumer, small business, corporate, and institutional sectors, in addition to its major presence in wealth management. Westpac is among a handful of banks around the globe currently retaining very high credit ratings. The bank benefits from a large national branch network and significant market share, particularly in home loans and retail deposits.
67GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$35.29
Price
A$35.93
GF Value