Westpac Banking (ASX:WBC) Net Loan: A$885,582 Mil (As of Mar. 2026)

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ASX:WBC Westpac Banking Corp ASX:WBC
64 GF Score
Price A$36.56
GF Value A$35.97
Valuation Fairly Valued
! 3 Warning Signs
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What is Westpac Banking Net Loan?

Westpac Banking ASX:WBC -0.19% 64 Net Loan is A$885,582 Mil as of Mar. 2026. GuruFocus rates ASX:WBC with a GF Score™ of 64/100 and a GF Value™ of A$35.97 (Fairly Valued). The stock has 3 warning signs investors should review.

Westpac Banking's quarterly net loan increased from Mar. 2025 (A$824,808 Mil) to Sep. 2025 (A$852,172 Mil) and increased from Sep. 2025 (A$852,172 Mil) to Mar. 2026 (A$885,582 Mil).

Westpac Banking's annual net loan increased from Sep. 2023 (A$773,351 Mil) to Sep. 2024 (A$852,172 Mil) and increased from Sep. 2024 (A$852,172 Mil) to Sep. 2025 (A$885,582 Mil).

Westpac Banking Net Loan Historical Data

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The historical data trend for Westpac Banking's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Westpac Banking Net Loan Chart

Westpac Banking Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 710,376.00 739,870.00 773,351.00 806,941.00 852,172.00

Westpac Banking Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 784,839.00 806,941.00 824,808.00 852,172.00 885,582.00
ASX:WBC
64GF Score
Westpac Banking Corp ASX:WBC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Westpac Banking Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of A$885,582 Mil mean?
Westpac Banking (ASX:WBC) has a Net Loan of A$885,582 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Westpac Banking and its competitors.
Is Westpac Banking's Net Loan too high?
Westpac Banking's current Net Loan is A$885,582 Mil. Overall, Westpac Banking has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Westpac Banking's Net Loan compare to JPM and BAC?
Westpac Banking's Net Loan of A$885,582 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Westpac Banking and its competitors. Westpac Banking's current Net Loan is A$885,582 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Westpac Banking stock overvalued right now?
Based on GuruFocus' analysis, Westpac Banking (ASX:WBC) is currently considered Fairly Valued. The stock's GF Value™ is A$35.97, compared to a current price of A$36.56 — trading 1.6% above its estimated fair value. The current Net Loan is A$885,582 Mil. Westpac Banking's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Westpac Banking (ASX:WBC), the current Net Loan is A$885,582 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Westpac Banking (ASX:WBC) Overvalued in 2026?

Based on GuruFocus' analysis, Westpac Banking stock appears to be overvalued. The current stock price of A$36.56 is trading 1.6% above its estimated GF Value™ of A$35.97. GuruFocus considers Westpac Banking to be Fairly Valued.

Key valuation signals for ASX:WBC:

  • Net Loan: A$885,582 Mil
  • GF Value™: A$35.97 vs. price of A$36.56 (1.6% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the ASX:WBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Westpac Banking Business Description

Address 275 Kent Street, Level 18, Sydney, NSW, AUS, 2000
Westpac is Australia's oldest bank and financial services group, with a significant franchise in Australia and New Zealand in the consumer, small business, corporate, and institutional sectors, in addition to its major presence in wealth management. Westpac is among a handful of banks around the globe currently retaining very high credit ratings. The bank benefits from a large national branch network and significant market share, particularly in home loans and retail deposits.
64GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$36.56
Price
A$35.97
GF Value