CKHGF (Capitec) Gross Loan: $8,640 Mil (As of Feb. 2026)

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CKHGF Capitec Ltd CKHGF
69 GF Score
Price $283.83
GF Value $146.59
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Capitec Gross Loan?

Capitec CKHGF 69 Gross Loan is $8,640 Mil as of Feb. 2026. GuruFocus rates CKHGF with a GF Score™ of 69/100 and a GF Value™ of $146.59 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Capitec's Gross Loan for the quarter that ended in Feb. 2026 was $8,640 Mil.

Capitec's quarterly Gross Loan increased from Feb. 2025 ($6,519 Mil) to Aug. 2025 ($7,102 Mil) and increased from Aug. 2025 ($7,102 Mil) to Feb. 2026 ($8,640 Mil).

Capitec's annual Gross Loan increased from Feb. 2024 ($5,775 Mil) to Feb. 2025 ($6,519 Mil) and increased from Feb. 2025 ($6,519 Mil) to Feb. 2026 ($8,640 Mil).

Capitec Gross Loan Historical Data

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The historical data trend for Capitec's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capitec Gross Loan Chart

Capitec Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,489.73 5,526.33 5,774.78 6,518.91 8,640.27

Capitec Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,774.78 6,806.76 6,518.91 7,102.23 8,640.27
CKHGF
69GF Score
Capitec Ltd CKHGF
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Capitec Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $8,640 Mil mean?
Capitec (CKHGF) has a Gross Loan of $8,640 Mil as of Feb. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Capitec and its competitors.
Is Capitec's Gross Loan too high?
Capitec's current Gross Loan is $8,640 Mil. Overall, Capitec has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capitec's Gross Loan compare to USB and PNC?
Capitec's Gross Loan of $8,640 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Capitec and its competitors. Capitec's current Gross Loan is $8,640 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitec stock overvalued right now?
Based on GuruFocus' analysis, Capitec (CKHGF) is currently considered Significantly Overvalued. The stock's GF Value™ is $146.59, compared to a current price of $283.83 — trading 93.6% above its estimated fair value. The current Gross Loan is $8,640 Mil. Capitec's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Capitec (CKHGF), the current Gross Loan is $8,640 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capitec (CKHGF) Overvalued in 2026?

Based on GuruFocus' analysis, Capitec stock appears to be overvalued. The current stock price of $283.83 is trading 93.6% above its estimated GF Value™ of $146.59. GuruFocus considers Capitec to be Significantly Overvalued.

Key valuation signals for CKHGF:

  • Gross Loan: $8,640 Mil
  • GF Value™: $146.59 vs. price of $283.83 (93.6% above fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the CKHGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capitec Business Description

Address 5 Neutron Road, Techno Park, Stellenbosch, WC, ZAF, 7600
Capitec Bank Holdings Ltd is a bank holding company along with its subsidiary, which conducts personal and business banking, online consumer lending, rental financing, holds an insurance cell captive, and has an insurance licence for life products. Its segments are Personal Banking, Business Banking, and the Insurance business.
69GF Score

Get the complete analysis for CKHGF

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$283.83
Price
$146.59
GF Value