Bancontander (XMAD:SAN) Gross Loan: €1,171,965 Mil (As of Jun. 2026)

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XMAD:SAN Banco Santander SA XMAD:SAN
56 GF Score
Price €12.55
GF Value €5.88
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bancontander Gross Loan?

Bancontander XMAD:SAN +2.65% 56 Gross Loan is €1,171,965 Mil as of Jun. 2026. GuruFocus rates XMAD:SAN with a GF Score™ of 56/100 and a GF Value™ of €5.88 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Bancontander's Gross Loan for the quarter that ended in Jun. 2026 was €1,171,965 Mil.

Bancontander's quarterly Gross Loan increased from Dec. 2025 (€1,084,433 Mil) to Mar. 2026 (€1,093,025 Mil) and increased from Mar. 2026 (€1,093,025 Mil) to Jun. 2026 (€1,171,965 Mil).

Bancontander's annual Gross Loan increased from Dec. 2023 (€1,087,490 Mil) to Dec. 2024 (€1,101,853 Mil) but then declined from Dec. 2024 (€1,101,853 Mil) to Dec. 2025 (€1,084,433 Mil).

Bancontander Gross Loan Related Terms

Bancontander Gross Loan Historical Data

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The historical data trend for Bancontander's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Gross Loan Chart

Bancontander Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,018,835.00 1,006,842.00 1,087,490.00 1,101,853.00 1,084,433.00

Bancontander Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,002,520.00 1,087,473.00 1,084,433.00 1,093,025.00 1,171,965.00
XMAD:SAN
56GF Score
Banco Santander SA XMAD:SAN
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancontander Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of €1,171,965 Mil mean?
Bancontander (XMAD:SAN) has a Gross Loan of €1,171,965 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Bancontander and its competitors.
Is Bancontander's Gross Loan too high?
Bancontander's current Gross Loan is €1,171,965 Mil. Overall, Bancontander has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bancontander's Gross Loan compare to JPM and BAC?
Bancontander's Gross Loan of €1,171,965 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Bancontander and its competitors. Bancontander's current Gross Loan is €1,171,965 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander stock overvalued right now?
Based on GuruFocus' analysis, Bancontander (XMAD:SAN) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.88, compared to a current price of €12.55 — trading 113.4% above its estimated fair value. The current Gross Loan is €1,171,965 Mil. Bancontander's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Bancontander (XMAD:SAN), the current Gross Loan is €1,171,965 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander (XMAD:SAN) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander stock appears to be overvalued. The current stock price of €12.55 is trading 113.4% above its estimated GF Value™ of €5.88. GuruFocus considers Bancontander to be Significantly Overvalued.

Key valuation signals for XMAD:SAN:

  • Gross Loan: €1,171,965 Mil
  • GF Value™: €5.88 vs. price of €12.55 (113.4% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the XMAD:SAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bancontander Business Description

Address Avenida de Cantabria s/n, Boadilla del Monte, Ciudad Grupo Santander, Madrid, ESP, 28660
Santander's focus is on retail and commercial banking. Latin America is geographically the most significant operation, with Brazil making the largest contribution. Its continental European business is mainly in Spain and Portugal. Santander's UK presence is the result of its acquisition of Abbey building society. In the US, Santander operates a vehicle finance business and a regional bank focused on the Northeastern states.
56GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.55
Price
€5.88
GF Value