FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bancontander's Free Cash Flow for the
three
months ended in Mar. 2026 was €0 Mil. Bancontander's Revenue for the
three
months ended in Mar. 2026 was €15,444 Mil. Therefore, Bancontander's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.
The historical rank and industry rank for Bancontander's FCF Margin % or its related term are showing as below:
XMAD:SAN'
s FCF Margin % Range Over the Past 10 Years
Min: -57.63 Med: 7.15 Max: 123.26
Current: -38.17
During the past 13 years, the highest FCF Margin % of Bancontander was 123.26%. The lowest was -57.63%. And the median was 7.15%.
XMAD:SAN's FCF Margin % is ranked worse than 83.65% of 1505
companies
in the Banks industry
Industry Median: 26.42
vs XMAD:SAN: -38.17
Bancontander FCF Margin % Related Terms
Bancontander FCF Margin % Historical Data
* Premium members only.
The historical data trend for Bancontander's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XMAD:SAN vs JPM, BAC, WFC: FCF Margin % Comparison
For the Banks - Diversified subindustry, Bancontander's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bancontander FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bancontander's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bancontander's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bancontander (XMAD:SAN) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bancontander and its competitors. According to the industry distribution chart, Bancontander ranks #1259 out of 1505 companies in the Banks industry, placing it in the top 83.7%.
Is Bancontander's FCF Margin % too high?
Bancontander's current FCF Margin % is 0.00%. Based on the distribution chart, Bancontander ranks #1259 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bancontander has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bancontander's FCF Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Bancontander ranks #1259 out of 1505 companies for FCF Margin %. This places Bancontander in the lower half of its industry. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bancontander and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander stock overvalued right now?
Based on GuruFocus' analysis, Bancontander (XMAD:SAN) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.05, compared to a current price of €11.86 — trading 134.9% above its estimated fair value. The current FCF Margin % is 0.00%. Bancontander's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bancontander (XMAD:SAN), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bancontander (XMAD:SAN) Overvalued in 2026?
Based on GuruFocus' analysis, Bancontander stock appears to be overvalued.
The current stock price of €11.86 is trading 134.9% above its estimated GF Value™ of €5.05.
GuruFocus considers Bancontander to be Significantly Overvalued.
Key valuation signals for XMAD:SAN:
FCF Margin %: 0.00%
GF Value™: €5.05 vs. price of €11.86 (134.9% above fair value)
No single metric tells the full story. See the XMAD:SAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Santander's focus is on retail and commercial banking. Latin America is geographically the most significant operation, with Brazil making the largest contribution. Its continental European business is mainly in Spain and Portugal. Santander's UK presence is the result of its acquisition of Abbey building society. In the US, Santander operates a vehicle finance business and a regional bank focused on the Northeastern states.
58GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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