ANZ Group Holdings (ASX:ANZ) Net Loan: A$818,245 Mil (As of Mar. 2026)

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ASX:ANZ ANZ Group Holdings Ltd ASX:ANZ
58 GF Score
Price A$37.73
GF Value A$33.09
Valuation Modestly Overvalued
! 9 Warning Signs
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What is ANZ Group Holdings Net Loan?

ANZ Group Holdings ASX:ANZ -1.00% 58 Net Loan is A$818,245 Mil as of Mar. 2026. GuruFocus rates ASX:ANZ with a GF Score™ of 58/100 and a GF Value™ of A$33.09 (Modestly Overvalued). The stock has 9 warning signs investors should review.

ANZ Group Holdings's quarterly net loan increased from Mar. 2025 (A$816,130 Mil) to Sep. 2025 (A$825,717 Mil) but then declined from Sep. 2025 (A$825,717 Mil) to Mar. 2026 (A$818,245 Mil).

ANZ Group Holdings's annual net loan increased from Sep. 2023 (A$702,362 Mil) to Sep. 2024 (A$825,717 Mil) and increased from Sep. 2024 (A$825,717 Mil) to Sep. 2025 (A$818,245 Mil).

ANZ Group Holdings Net Loan Historical Data

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The historical data trend for ANZ Group Holdings's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ANZ Group Holdings Net Loan Chart

ANZ Group Holdings Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 623,719.00 667,193.00 702,362.00 798,981.00 825,717.00

ANZ Group Holdings Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 710,614.00 798,981.00 816,130.00 825,717.00 818,245.00
ASX:ANZ
58GF Score
ANZ Group Holdings Ltd ASX:ANZ
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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ANZ Group Holdings Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of A$818,245 Mil mean?
ANZ Group Holdings (ASX:ANZ) has a Net Loan of A$818,245 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on ANZ Group Holdings and its competitors.
Is ANZ Group Holdings' Net Loan too high?
ANZ Group Holdings' current Net Loan is A$818,245 Mil. Overall, ANZ Group Holdings has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ANZ Group Holdings' Net Loan compare to JPM and BAC?
ANZ Group Holdings' Net Loan of A$818,245 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on ANZ Group Holdings and its competitors. ANZ Group Holdings's current Net Loan is A$818,245 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ANZ Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, ANZ Group Holdings (ASX:ANZ) is currently considered Modestly Overvalued. The stock's GF Value™ is A$33.09, compared to a current price of A$37.73 — trading 14% above its estimated fair value. The current Net Loan is A$818,245 Mil. ANZ Group Holdings' overall GF Score™ is 58/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For ANZ Group Holdings (ASX:ANZ), the current Net Loan is A$818,245 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ANZ Group Holdings (ASX:ANZ) Overvalued in 2026?

Based on GuruFocus' analysis, ANZ Group Holdings stock appears to be overvalued. The current stock price of A$37.73 is trading 14% above its estimated GF Value™ of A$33.09. GuruFocus considers ANZ Group Holdings to be Modestly Overvalued.

Key valuation signals for ASX:ANZ:

  • Net Loan: A$818,245 Mil
  • GF Value™: A$33.09 vs. price of A$37.73 (14% above fair value)
  • GF Score™: 58/100 with 9 warning signs

No single metric tells the full story. See the ASX:ANZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ANZ Group Holdings Business Description

Address 833 Collins Street, Level 9, ANZ Centre, Docklands, Melbourne, VIC, AUS, 3008
ANZ Group is the owner of one of Australia's four major banks and provides retail, business, and institutional banking services to customers in Australia, New Zealand, and Asia-Pacific. The super-regional Asian strategy was de-emphasized, with management focusing on the higher-returning businesses in Australia and New Zealand. ANZ Bank still retains a tilt to its Asia-centric strategy, but is now more balanced, better capitalized and a simpler bank.
58GF Score

Get the complete analysis for ASX:ANZ

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$37.73
Price
A$33.09
GF Value